If the five insurances and one gold are paid by the employer, and then the employee bears part of it, the department borne by the employee can be deducted from the salary.

Five insurances and one gold refer to several security benefits provided by employers to workers, including pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance, as well as housing accumulation fund.

"Five insurances" refers to five kinds of insurance, including endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance; "One gold" refers to the housing accumulation fund. Among them, old-age insurance, medical insurance and unemployment insurance are premiums paid by enterprises and individuals, while industrial injury insurance and maternity insurance are entirely borne by enterprises, and individuals do not need to pay them. It should be noted here that "five insurances and one gold" are legal.

"Medical insurance" cannot be reimbursed in private hospitals unless private hospitals join the designated social security hospitals. ..

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.