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How to apply for a bank card, what steps are there, and ask for specifics! ! ! !
Steps for handling bank cards:

1. Bring your ID card and a small amount of cash to the bank outlet.

2. Queue to get the number, fill in the form, and copy the ID card with the help of the staff in the bank lobby.

Call the counter and give the completed form and ID card to the bank teller. When you apply for a credit card, you need to sign your name and enter your password. The password is six digits, so remember it after setting it.

You will get a bank card after all the processing is completed.

: bank card:

Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) to the society with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc.

The size of bank cards is generally 85.60× 53.98 mm (3.370× 2.125 inch), and there are also mini cards and irregular cards that are 43% smaller than ordinary cards.

Since the 1970s, due to the rapid development of science and technology, especially the use of electronic computers, the use of bank cards has been expanding.

Not only has the circulation of cash and checks been reduced, but the banking business has also undergone fundamental changes because it has broken through the limitations of time and space. The application of bank card automatic settlement system makes the arrival of "no check, no cash society" a reality.

Classification:

Generally speaking, bank cards are divided into credit cards and debit cards.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card that the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and then repay. Quasi-credit card refers to a credit card in which the cardholder deposits a certain amount of reserve fund according to the requirements of the bank, and when the reserve fund is insufficient to pay, it can be overdrawn within the credit limit stipulated by the issuing bank.

Debit cards are divided into transfer cards, special cards and stored value cards according to different functions. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption.

Special card is a special-purpose debit card used in a specific area (except for department stores, restaurants and entertainment industries). It has the functions of transferring money and depositing and withdrawing cash. Stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction.