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Conditions, materials and processing flow of automobile loan application
1. Conditions, materials and processing flow of auto loan application.

Bian Xiao will now introduce the Easy Car Loan from CreditEase Company to you, and provide you with the application conditions, application materials and handling procedures for the Easy Car Loan, so that you can better understand and use the Easy Car Loan. 1. The condition for applying for a happy loan is 1. The applicant has a stable job and owns the ownership of the local mortgaged vehicle; 2. The applicant has a long-term urban hukou and works in the Credit Suisse Automobile Loan Business Department; 3. The applicant can provide motor vehicle registration certificate, driving license, purchase tax additional certificate (original) and car purchase invoice; 4. Insurance policies, travel taxes and tax certificates related to imported vehicles; 5. ID card (if it is a non-local account, you must provide a temporary residence permit or a residence permit within the validity period). Second, the car loan application materials 1. Owner's identity card; 2. driver's license; 3. Vehicle registration certificate; 4. Certificate of purchasing additional tax (copy); 5. Car purchase invoice; 6. Insurance policy. 3. Easily handle the car loan process 1. GPS automobile mortgage processing flow: Step 1: The borrower applies for a loan; Step 2: The borrower drives the vehicle to the designated place for evaluation and determines the loan amount; Step 3: sign a loan contract; Step 4: Go through the formalities of vehicle insurance change; Step 5: install GPS equipment; Step 6: Lending by lending institutions; Step 7: The borrower repays the loan according to the contract. 2. Handling process of handing over the automobile mortgage: Step 1: The borrower applies for a loan; Step 2: The borrower drives the vehicle to the designated place for evaluation and determines the loan amount; Step 3: sign a loan contract; Step 4: Lending by lending institutions; Step 5: Mortgage the vehicle into the warehouse. 3. Precautions for handling auto loans Note: Appropriate auto loans should go through formal process consultation, appointment → motor vehicle evaluation → signing relevant agreements → handling mortgage procedures → changing insurance beneficiaries → returning to the company to install GPS→ lending → repayment Note: Suitable auto loan applicants are only applicable to the following applications: individual industrial and commercial households, small and micro business owners engaged in building materials, home furnishing, catering and retail, and some are engaged in commerce, logistics, mechanical processing and repayment. Note: The interest rate of car loan is also based on the difference between riding and not riding. If you buy a car, the monthly interest rate is 3.5%; If you don't buy a car, the monthly interest rate is 5%, plus the GPS installation fee 1500 yuan. Therefore, the interest rate of e-car loan is very high, but for short-term liquidity emergency, solving the actual demand is the most critical.

Second, how about the car purchase software of Easy Car Online Loan?

Through this software, you can contact loan companies and 4S stores, and you have to look at it yourself when you buy a car. You can contact on the software before you go.

3. What is the car purchase process of Easy Car Online Loan?

It will definitely be snapped up that day. You'd better call them and see the rules.

4. What is the process of buying a car with a credit card loan from Easy Car Network?

Credit card loan car purchase plan

1. After you have selected the car you need to buy, you need to go to the bank to fill out an application form for automobile consumption loan, a credit situation questionnaire, and provide your personal income certificate;

2. After the application is completed, it is time for the bank to investigate and approve before lending. If you meet the conditions of bank loan, the bank will inform you to fill in some forms according to the contact information you provide;

3. The bank informs the lender to sign a loan contract, a guarantee contract and a mortgage contract with the borrower, and at the same time goes through mortgage registration, insurance and other procedures;

4. The bank issues loans to the borrower (directly to the bank account of the car dealer);

5. The borrower pays the down payment for the car to the car dealer, and handles the car pick-up formalities according to the bank car pick-up slip and other documents.