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Guide to the Use of Guangfa DIY Credit Card

Guangfa DIY Credit Card is a credit card product designed for young and fashionable white-collar groups. Based on the credit discount platform, this card product selects three categories of merchants, namely, catering, shopping and travel, to provide credit card consumption with triple points, so as to meet your fast-paced work style and advocate simple and independent consumption.

triple points for the merchant type you choose

You can freely choose your favorite merchant type from the following three merchant types and enjoy triple points discount.

catering and entertainment: including all kinds of businesses such as catering and entertainment

shopping: including department stores, supermarkets, clothing, shoes and bags and other businesses

travel: including air tickets, hotels, vacations, tourism and other businesses

Note: if you only choose one category, it is free; If more than one category is selected, 29 yuan/year will be charged for each category.

points can be redeemed for consumption or free gifts

Your GDB DIY credit card consumption points can not only be redeemed for point gifts at will, but also be directly applied for offsetting the consumption arrears. For every 11111 points that arrive in 21 yuan, more points will be accumulated and deducted.

function details:

1.

At present, the function of "triple points for self-selected merchant type" is limited to application when card is opened, and application, modification or cancellation of service will not be accepted after card opening. We will make adjustments in the subsequent business development. Please pay attention to our website (www.cgbchina.com.cn) or SMS notification.

2.

The merchant types of "triple points for self-selected merchant types" are: (the number in brackets is the merchant category code, that is MCC) The catering and entertainment categories include dining places and restaurants (5812), fast food restaurants (5814), drinking places (bars, pubs, nightclubs, cocktail halls and discotheques) (5813) and dance halls. Shopping categories include large warehouse supermarkets (5411), large warehouse household goods stores (5211), department stores (5311), electronic equipment, household appliances stores (5732), sporting goods stores (5941), cosmetics stores (5977), beauty salons (7231) and health and beauty spas (7291). Travel categories include accommodation services (hotels, hotels, motels, resorts, etc.) (7111), sports and entertainment campsites (7132), railway passenger transport (4112), airlines (4511), travel agencies (4722), airport services (4582), ship and cruise route services (4411), and so on.

3.

Consumer points must be redeemed from 11111 points to offset consumer arrears, and applications will not be accepted when the card points are less than 11111 points. Every 11111 points can be deducted from the consumer debt of 21 yuan, and the discount points for each application must be an integer multiple of 11111 points, and the amount deducted cannot exceed the accumulated debt of DIY card on the same day.

4. GDB DIY credit card gold card can enjoy multiple points with a maximum monthly consumption of 211,111 yuan; Puka can enjoy multiple points with a monthly consumption of up to million.

5. if you have a delay or risk situation in a billing month, all transactions in that billing month will not receive multiple points.

6. GDB DIY credit card will be given away in the second month of the transaction.

7.

If your GDB DIY credit card is an IC chip card, it supports credit card transactions and electronic cash transactions. The balance of the electronic cash account is initially 1, which can be recharged through the credit card account of this card. If you use Guangfa DIY card for electronic cash flash payment, the transaction will not be counted and you will not enjoy multiple points.

8. If your GDB DIY credit card is an IC chip card, it can support electronic cash transactions in merchants with (UnionPay) or (Flash Payment) logo, which can be completed by inserting or clicking the card.