1. If the insured is not discharged due to injury, but continues to be treated, the operation expenses can be claimed.

2. Supplement: If there is any disability, it will be identified after the injury is stable. If it is stated in the insurance contract that the disability is not clear for the time being, the180th day after the accident shall be taken as the physical condition appraisal date.

3. Reminder: We must pay attention to consistency during treatment. If you have surgery after discharge, it will be more troublesome to claim compensation.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.