1. Guangfa DIY Credit Card is a credit card product specially designed for young and fashionable white-collar workers. Card products are based on the preferential platform of points, and three types of merchants, such as catering, entertainment, shopping and tourism, are selected to provide three-point credit card consumption to meet your fast-paced work mode and advocate simple and independent consumption. The following contents are extracted from Guangdong Development Bank Credit Card Center.
Second, the three key points of the selected merchant type
You can freely choose your favorite merchant type from the following three merchant types and enjoy a 30% discount.
Catering and entertainment: including various businesses such as catering and entertainment.
Shopping: including department stores, supermarkets, clothing, shoes and bags.
Tourism: including air tickets, hotels, vacations, tourism and other businesses.
Note: If only one category is selected, it is free; If multiple categories are selected, 29 yuan/year will be deducted for each additional category.
Points offset consumption or free gift exchange
Your GDB DIY credit card consumption points can not only be freely exchanged for points and gifts, but also be directly applied for discounts to offset consumption arrears. Accumulate more discounts for 20 yuan every 10000.
Third, the functional details:
1. At present, the function of "three-point optional merchant type" is limited to the application when the card is opened, and the application, modification or cancellation of the service will not be accepted temporarily after the card is opened. We will make adjustments in the subsequent business development. Please pay attention to our website or SMS notification.
2. The merchant types of "triple points for optional merchant types" are as follows: (The number in brackets is the merchant category code, that is MCC) Catering and entertainment include restaurants and restaurants (58 12), fast food restaurants (58 14) and drinking places (bars, nightclubs, cocktail halls and discos) (58/. Shopping includes large storage supermarkets (54 1 1) and large storage household goods stores (5200), department stores (53 1 1), electronic equipment stores, household appliances stores (5732) and sporting goods stores (594 1). Travel includes accommodation services (hotels, hotels, motels, resorts, etc.). ) (70 1 1), sports and entertainment camp (7032), railway passenger transport (4 1 12), airlines (45 1 1). Ship and cruise service (44 1 1), car rental (75 12), tourism and exhibition browsing (799 1), and direct sales of tourism-related services (5962).
3. When consumption points are used to offset consumption arrears, they must be converted from 10000 points. If the score is lower than 10000, the application will not be accepted. Every 10000 points can be deducted from the consumption arrears of 20 yuan. The discount points for each application must be an integral multiple of 10000 points, and the discount amount shall not exceed the accumulated arrears of DIY cards on that day.
4. Guangfa DIY Credit Card Gold Card can enjoy more points, with a maximum monthly consumption of 200,000; Puka can enjoy multiple points, with a maximum monthly consumption of 100000 points.
5. If you encounter delay or risk in a settlement month, you can't get multiple points in all transactions in that settlement month.
6. Guangfa DIY Credit Card will provide points for the selected merchants in the next month's transaction.
7. If your GF DIY credit card is an IC chip card, it supports credit card transactions and electronic cash transactions. The initial balance of electronic cash account is 0, which can be recharged through the credit card account of this card. If you use Guangfa DIY card to pay the transaction quickly by electronic cash, you will not calculate the points and enjoy multiple points.
8. If your GDB DIY credit card is an IC chip card, you can support merchants' electronic cash transactions with (UnionPay) or (flash payment) logo, which can be completed by inserting or checking the card.