According to different classification standards, credit cards are mainly divided into the following categories:
Usually can be divided into the following six standards:
(1) According to credit card issuers, it can be divided into bank cards and non-bank cards;
(2) According to the storage medium of credit card information, it can be divided into magnetic stripe card and chip card;
(3) According to different payment methods, it can be divided into: credit card, quasi-credit card and debit card;
(4) According to different settlement currencies of credit cards, they can be divided into++cards and local currency cards;
(5) According to the different circulation scope, it can be divided into international cards and regional cards;
(6) According to the number of credit card accounts, it can be divided into single-currency credit cards and dual-currency credit cards;
(7) According to the affiliation of credit cards, they can be divided into main cards and subsidiary cards;
(8) According to different credit card issuers, it can be divided into corporate cards and personal cards;
(9) According to the credit status and credit status of cardholders, it can be divided into unlimited cards, platinum cards, gold cards and ordinary cards. (10) According to the different shapes of credit cards, they can be divided into standard credit cards and irregular credit cards.
Ping An Credit Card has the following types:
1. Ping An @ card;
2. Safe car owner card;
3. Ping An Platinum Card;
4. Ping An I Car Card;
5. Ping An Ctrip Card;
6. Ping An Standard Card;
7. Ping An BE@RBRICK card;
8. Ping An Owner Platinum Credit Card;
9. Ping An Manchester United Red Devils Platinum Card;
10. Ping An Elite Platinum Credit Card;
1 1. Ping An Bank Costco co-branded credit card.
Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
How to handle the claim for flight delay of Ping An Credit Card?
Passengers need to prepare "Travel travel itinerary" and "Boarding Pass" to pass.
1, Ping An Pocket Bank APP: "My-My Rights-Flight Delay Protection-One-click Claim", enter the flight time, flight number and record of purchasing air tickets as instructed, and upload boarding passes and other information;
2. Ping An Credit Card Manual Customer Service: Call the credit card manual customer service phone to report the case, and send the boarding pass and travel itinerary to the designated claim mailbox according to the instructions of the customer service staff.
After the case is closed, the claim will be received within 1-2 working days, and the APP will pay the claim to the credit card, and the customer service can manually pay the claim to the account designated by the customer.
How many types of Ping An credit cards are there?
Ping An's credit cards are mainly divided into four types: Golden Butler Co-branded Card, Owner's Credit Card, Insurance Gold Card and Platinum Credit Card.
1, Golden Butler Co-branded Card
Annual fee of quota: the quota is 3000 to 50000; The annual fee is 288 yuan, which is charged rigidly in the first year. If the consumption in the first year reaches 30,000 yuan, the annual fee will be exempted in the second year, and so on.
2. Owner's credit card
With this card, you can save 3800 yuan a year. On-board personnel security 165438+ 10,000, including 500,000 drivers' accident protection, 65438+ 10,000 people's seat insurance for the same car with less than 7 seats, and 4,000 medical accidents. 30 km road rescue, water supply and electricity supply. Trailer, change the tire.
3. Insurance Gold Card
With this card, you will have unexpected multiple guarantees. Travel guarantee: 654.38+00,000 aircraft. Trains, light rails, subways, ships and cars cost 50,000 yuan, and general accidental injuries cost 50,000 yuan. General accidental medical treatment is 5,000 yuan, 300 yuan is exempted, 80% is reimbursed for more than 300, and 30 yuan is subsidized for one day of hospitalization, with a maximum of 30 days each time, which does not exceed 180 days throughout the year.
4. Platinum Credit Card
It is an extraordinary pleasure to have this card. Aviation accident insurance100000, spouse 2.5 million, children100000. Train, light rail and subway are 2 million, bus 1 10,000, go on road trip automobile is 400,000, and seat insurance is * * * 1 10,000.
Extended data
Application conditions:
All natural persons who have reached the age of 18, have full capacity for civil conduct, have a stable and legitimate source of income and have a good reputation can apply to the card issuer for a personal credit card master card with their valid identity documents and other documents required by the card issuer.
Personal card holders can apply for supplementary cards for other qualified natural persons. The cardholder of the main card shall take full responsibility for the debts incurred under the main card and the supplementary card. Supplementary card holders shall be jointly and severally liable for the debts incurred under the main card and supplementary card.
Baidu Encyclopedia-Ping 'an Credit Card
How to cancel the joint card of Spring Airlines Ping An Bank?
If you want to cancel Ping An Credit Card, you can log in to Ping An Pocket Bank APP- Credit Card-click online customer service, enter "Credit Card Cancellation" and follow the instructions on the page.
Spring Airlines Ping An Co-branded Card is the first aviation co-branded card of Ping An. Another way is to choose Spring Airlines as a partner and issue the Spring Airlines co-branded credit card of Ping An Bank. Why Spring Airlines? On the one hand, the revenue of Spring Airlines has increased by more than 250% in the past eight years. From the perspective of development momentum and growth, it is the best choice to join forces with strong forces without losing the four major airlines at all. Moreover, this co-branded card is not only the "first work" of Ping An Credit Card Business Travel, but also the first strategic card product for deep cooperation of Spring Airlines. More importantly, on the other hand, because this co-branded card is "the first time" for Ping An and Chunqiu, it is conceivable that either party will invest extra resources to give the cardholder a sincere rights package. At the same time, Ping An Credit Card and Spring Airlines can gain a better insight into the travel preferences of young business travelers when using their big data. Judging from the rights and interests design of this co-branded card, it accurately matches the needs of cardholders in terms of air tickets, seat selection, luggage, visas, lounges, catering, communication, parking, airport transfer, and flight delay protection. And fully understand the cardholder's business travel radius.
Specifically. In addition to the basic functions of all airline co-branded cards, cardholders can automatically become airline members. There are countless innovations in Ping An Spring and Autumn Co-branded Cards-1. In terms of core rights and interests, the most attractive ones are "28% discount on air tickets" (including special air tickets) and "8 yuan Airport Courtesy" after consumption reaches the standard. The operation method of "88% discount on air tickets" is to display 12% of the first air ticket order amount of the current month and the following month as equivalent spring and autumn points, and you can also enjoy special air ticket discounts; "8 yuan Airport Courtesy" means 8 yuan convertible 1 airport VIP room, or 30 yuan airport meal voucher, or 5 days of overseas WIFI, or free parking at the airport the next month 1 day. 2. As a business travel theme card, its daily rights and interests also include multiple benefits, such as spring and autumn aviation business economy class seat purchase 10 delivery 1, 350 yuan spring and autumn travel gift package, 50% off hotel buffet, 1 yuan visa, 1 yuan airport parking, etc. 3. In terms of courtesy to new customers, new card customers can also enjoy the discount of purchasing 100 yuan baggage voucher in 20 yuan and picking up and dropping off the plane at 66 yuan airport for four times. 4. What's more worth mentioning is that with the insurance resources of Ping An Group, Ping An Spring and Autumn Co-branded Card also provides free flight delay insurance and free travel comprehensive traffic accident insurance. Cardholders can get a maximum of 900 yuan's flight delay compensation and a maximum of 3 million yuan of comprehensive traffic accident protection portfolio insurance every year to protect the accidents of public transport such as airplanes, trains and taxis, and fully protect travel risks. 5. In terms of points, Ping An Spring and Autumn Co-branded Card also gives cardholders more freedom of choice. In addition to accumulating Spring Airlines points to buy Spring Airlines tickets, it can also be used to deduct phone bills, redeem video members, and redeem favorite gifts or services in Ping An Bank Mall. Friends who have used Ping An Miles know that Ping An Bank credit card points are one of the most practical and cost-effective points systems in all banks. The above air tickets are heavily discounted, and the exchange price of preferential rights is low (8 yuan courtesy, 1 yuan exchange, etc.). ) and careful consideration about the rights and interests of travel, it really makes people feel that Ping An Spring and Autumn Co-branded Card is probably the most popular credit card jointly issued by banks and airlines on the market at present. Since the retail transformation, Ping An Bank's credit card has always been centered on the needs of users, constantly deepening the consumer demand scenarios of credit card users, and operating customers with diversified high-quality rights and interests. Ping An Spring and Autumn Co-branded Card is another example. It is also a social responsibility for Ping An Credit Card to issue the first aviation co-branded card at this time after the epidemic, so that the aviation industry can resume production capacity. In-depth cooperation with Spring Airlines is not only the scene of financial penetration into business travel consumption, but also the recovery of financial assistance to people's livelihood consumption. Behind this co-branded card is actually the mutual integration of the two ecosystems and the continuous operation of * * * and customers in the integrated ecosystem. Cardholders can smoothly and even unconsciously accept the products and services provided by Ping An and Chunqiu in the same scene. Among them, the opening and empowerment of Ping An Credit Card is rich in levels. The first layer is that the credit card has the function of a member of Spring Airlines, and the rights and interests of both parties are superimposed. Judging from the effect of credit card products with membership function in the past, they all have the function of two-way drainage between banks and merchants. Ping An's customers will turn to partners, and in turn, partners' customers will become potential customers of Ping An's corresponding co-branded credit cards. On the second level, Ping An relies on its "Ping An Pocket Bank" APP with nearly 1 100 million registered users and a monthly activity of 33 million, and integrates the offline scenes and membership system of Spring Airlines to form a multi-channel customer reach, which will further promote the accurate mining of business customer needs of both parties, better adapt to the public travel consumption needs, and help both parties manage customers with the same interests. This is also the deep integration of financial services, digital ecology, online scenes, multi-level user groups and partner ecology of Ping An Credit Card. Obviously, this is a win-win system for banks, businesses and consumers. The third level is the empowerment of Ping An Credit Card's advantages in financial resources backed by its parent bank and even Ping An Group. From another perspective, Ping An Credit Card is not only a card, but also the "entrance" for customers to enjoy the comprehensive finance of the Group. Through a card and an "Ping An Pocket Bank" APP, the cardholder's one-stop "life circle" runs through food, entertainment, travel, medical care, education, and one-stop comprehensive financial services such as banking and insurance, waiting for him. The design of double insurance-giving rights and interests in Ping An Spring and Autumn Co-branded Card is only one of the footnotes. Moisturize things quietly, and give more strength after the epidemic. Ping An Credit Card has explored a demonstration road, so that the cooperation of co-branded credit cards is no longer a simple LOGO or a collage of rights and interests, but a combination of business models of both parties and the integration of customers. The combination of powerful forces should no longer be a proposition to calculate whether 1+ 1 is greater than 2. The stem of this proposition itself is already "N+N", and its answer will be more imaginative.
What are the requirements for Ping An credit card flight delay claim?
Ping An credit card flight delay claims only need to meet two conditions:
1. Hold Ping An Bank Diamond Card, Platinum Credit Card, Elite Platinum Credit Card, Iqiyi Platinum Card and other cards with flight delay insurance rights, and use this card to purchase air tickets;
2. The flight is delayed for 2 hours or more.
It should be noted that the new card needs to complete the first consumption after activation, and then swipe the card to purchase the air ticket to enjoy the claim protection. In addition, cardholders must pay more than 80% of the fare to apply for a claim, so they can't use mileage exchange or free tickets to make a claim.
So much for the introduction of Ping An Airlines credit card.