The plan is clear, farmers buy the only house in the family, and the government gives full subsidies according to the deed tax paid by farmers. For farmers to buy the only family housing, the government gives appropriate subsidies by issuing household appliances vouchers. The denominations of the vouchers are 500 yuan (spending 5,000 yuan), 1000 yuan (spending 1000 yuan) and 1500 yuan (spending 1500 yuan). Where the purchased commodity housing area is less than 100 square meters, each household will be subsidized by 1200 yuan; If the housing area is more than 100 square meter, each household will be subsidized 1500 yuan. In addition, eligible farmers buy commercial housing in Yanji City, and real estate development enterprises with high willingness and integrity provide an additional discount of 1-2 percentage points or a total house payment reduction or exemption.
Yanji City stipulates this time that property buyers can be farmers from other provinces and cities. The housing purchased by the applicant is limited to commercial housing or second-hand housing purchased on state-owned land in the urban planning area. Farmers who meet the conditions of preferential policies can apply for housing loans with a minimum down payment ratio of 30%; According to the actual situation of the borrower, the policy cooperative bank can enjoy the bank benchmark interest rate according to the lowest bank loan interest rate.