1. You can buy it this year, but you may not sell it in a few years. Even some products have to review our health changes every year, and the update conditions are very harsh. Medical insurance is at the bottom of the country. You can buy it at any time as long as you like. This is a real life-long guarantee. Advantage 3: Long-term effect. Almost all commercial medical insurance is a one-year guarantee. If there is no payment in a certain year, the guarantee will be terminated. Medical insurance for employees whose payment period meets the requirements (30 years for men and 25 years for women in Changsha) can enjoy lifelong medical insurance after retirement. In a word, medical insurance is the minimum dignity when we face diseases. The first insurance in your life should be medical insurance.
2. At present, the objects of medical insurance in China are mainly divided into two categories: basic medical insurance for urban workers (hereinafter referred to as "employee medical insurance") and basic medical insurance for urban and rural residents (hereinafter referred to as "employee medical insurance"). Resident medical insurance "). If you are a party and government organ, an enterprise or institution, an individual industrial and commercial household, or a flexible employee, yes, it is the medical insurance you paid. Residents' medical insurance is mainly aimed at people who have no jobs, such as children, unemployed adults and students at school. Workers' medical insurance is paid once a month and residents' medical insurance is paid once a year.
3 residents' insurance shall be funded by individual contributions and government subsidies. Financial subsidies account for the majority. In fact, you can enjoy medical insurance by paying a small amount. Considering everyone's difficulties, the state has increased subsidies for residents' insurance year by year. In 20 17 years, each resident insured person will be subsidized above 450 yuan, 18 years in 490 yuan and 19 years in 520 yuan. It can be said that the state's investment in helping residents to participate in insurance is real. Actively participating in insurance can not only help others, but also provide yourself with a carefree life guarantee.