One is the use of financial leasing resources. Give full play to the advantages of the new district financial leasing industry policy highland, the use of the new district set up a separate small and micro-enterprise financing risk compensation fund, in cooperation with the Municipal Leasing Association and the relevant financial leasing companies, to explore the development of fixed assets sale and leaseback, manufacturer leasing, PPP project financing and other businesses, to help small and micro-enterprise financing.
The second is to accurately support financial leasing and commercial factoring companies. Further optimize the "Tianjin Binhai New Area Small and Micro Enterprises Financing Risk Compensation Fund Management Measures (for Trial Implementation)" (Jin Bin Zhengban Fa [2015] No. 38) document, establish a policy system to support the financing leasing and commercial factoring and other modern service industries and support methods, for the area of small and medium-sized micro and small enterprises to provide financing services, procurement of small and medium-sized micro and medium-sized enterprises within the region production of equipment and products as leases, etc., based on the size of the business to give The corresponding subsidies will be given according to the scale of business.
Thirdly, the role of financial guarantee. The business of qualified financial guarantee institutions will be included in the scope of compensation under the Tianjin Risk Compensation Management Measures for Loans to Micro-, Small- and Medium-sized Enterprises; the state-owned guarantee institutions in the new areas and functional areas will be promoted to increase their registered capitals and enhance their repayment capacity; and the cooperation with large-scale domestic financial guarantee companies will be carried out to support the financing needs of the micro-, small- and medium-sized enterprises in the new areas.
Fourth, to enhance the financing guarantee capacity. Promote the guarantee company with stronger guarantee capacity and better qualification within the new district, apply for the qualification of re-guarantee company, provide re-guarantee to the new district's financial guarantee institutions, and enhance the credit guarantee capacity for the small, medium and micro-enterprises in the new district.
Fifth, encourage product and service innovation. In view of the industrial structure of the new area and the characteristics of financing needs, in conjunction with the People's Bank of Binhai New Area Central Branch and the Binhai Banking Supervision Bureau, to promote the jurisdiction of the financial institutions to innovate financing products, improve the financing process, to provide convenient services to better meet the financing needs of small and medium-sized micro-enterprises.
Sixth, the use of credit insurance platform. Cooperate with China Export and Credit Insurance Corporation, Tianjin Branch, to support export-oriented enterprises to expand exports, and explore the establishment of the Binhai New Area small and micro-enterprise financing and risk protection platform, while doing a good job in strengthening risk protection and providing financing facilities.
Seven is the establishment of regional reverse loan capital pool. The new area at this level and the development zone, bonded area and other seven functional areas*** set up a pool of funds, the amount of not less than 500 million yuan, entrusted to the professional fund management organization for market-oriented operation, for the new area enterprise debt repayment bridge, risk mitigation and compensation in advance.
Eight is the establishment of reward incentive mechanism. Every six months on the new credit investment in the new area of the top 10 financial institutions and the cumulative credit investment in small and medium-sized micro-enterprises relatively more than 10 financial institutions (according to the classification of large, medium and small institutions selected on the basis of merit) to give praise and fixed incentives; on the cumulative amount of loans and financing needs of enterprises accounted for the proportion of the highest top 3 functional areas and the top 6 streets and towns, to give praise to the briefing.
Nine is the establishment of "Internet + government and enterprise information bridge" micro-service platform. In order to broaden the service enterprise channel, based on the Binhai New Area financial service network, the establishment of APP mobile client, to solve the new area of small and medium-sized enterprises and financial institutions in the financing process of information asymmetry, to a certain extent, for the credit rationing to provide convenient conditions.
Ten is to strengthen the credit environment. The establishment of the maintenance of financial claims to combat debt evasion work system, led by the District Public Security Bureau, the District Financial Bureau, District Court, District Market Supervision Bureau, District State Taxation Bureau, District Local Taxation Bureau, the People's Bank of China Binhai New Area Central Sub-branch, the Binhai Banking Supervision Sub-branch and other departments to implement. Maliciously evading financial debt, misappropriation of credit funds through affiliates, financial data falsification and other non-performing loan subjects to increase the crackdown, speed up the judicial acceptance and trial of the timeliness, to create a good financial ecology, and effectively safeguard the financial security and stability of the new district.