Legal subjectivity:

The policy of Kunshan Second Suite is:

1. There is a house without a loan or a house with a loan: for households with a loan record but no house when applying for a loan to buy a house, the minimum down payment ratio of the second suite is 51%;

2. Housing and loan: A resident family owns 1 sets of housing and the corresponding housing loan has not been settled. If they apply for a commercial personal housing loan again to buy ordinary housing, the minimum down payment ratio for the second suite is 81%.