First of all, the state stipulates that soldiers who apply for loans within three years of retirement can enjoy the policy of full financial discount loans, which means that the state will subsidize the interest generated by your loans, which is equivalent to not paying interest themselves. But it should be noted that I need to bear the liability for breach of contract, and the amount of such loans is generally less than 50,000 yuan. The applicant's restrictions are:
1. Demobilized urban veterans, and women can't be over 50 years old and men can't be over 60 years old.
2. If the loan amount of individual industrial and commercial households is less than 50,000 yuan, and the partnership or organization starts an enterprise and is registered by the administrative department for industry and commerce, the scale of small secured loans may be appropriately expanded according to the number of partnership enterprises (organizations), business projects, repayment ability and credit status, with a maximum of 200,000 yuan. For labor-intensive enterprises identified by relevant departments, the loan amount shall be determined according to the actual number of employees, with a maximum of 2 million yuan.
3. The longest loan period shall not exceed 2 years.
Entrepreneurial preferential policies are mainly reflected in two aspects: first, preferential loans for entrepreneurship; The second is tax incentives. In addition to the government's preferential policies, you can also apply for a small credit loan from the bank, but this requires the applicant to have a stable income, a good credit record and a good bank flow.
legal ground
Article 57 of the Military Service Law of People's Republic of China (PRC) * * * Servicemen who are disabled due to war, duty or illness shall be assessed with a disability grade according to the provisions of the state, issued with a disabled soldiers certificate, and enjoy the treatment and disability pension prescribed by the state. If disabled soldiers continues to serve in active service due to work needs, the unit to which he belongs shall issue a disability pension in accordance with regulations. Servicemen who are disabled due to war, duty or illness shall be properly placed by arranging work, supporting and retiring according to the disability level stipulated by the state. Disabled soldiers, who has the ability to work and is discharged from active service, enjoys the preferential employment policies for the disabled stipulated by the state. Disabled soldiers, soldiers discharged from active service with chronic diseases, the local people's governments at or above the county level shall be responsible for receiving resettlement in accordance with the relevant provisions of the State Council and the Central Military Commission (CMC); Among them, those who suffer from recurrent chronic diseases and need treatment shall be treated by local medical institutions, and those who have financial difficulties shall be subsidized in accordance with state regulations. Servicemen and disabled soldiers enjoy preferential treatment when visiting parks, museums, exhibition halls and places of interest; Give priority to buying tickets to take domestic trains, ships, long-distance buses and civil aviation flights; Among them, disabled soldiers enjoys the preferential treatment of reducing the normal fare according to the regulations, and takes the local buses, trams and rail transit for free. Ordinary letters sent by conscripts from the army are mailed free of charge.