1, the lender in the loan location has a fixed residence, permanent residence, valid proof of residence, etc., the age of 18-65 years of age between the Chinese citizens with full capacity for civil behavior;
2, the lender has a legitimate occupation, stable economic income, with the ability to repay;
3, the lender has a good credit record, no bad credit record;
4, the lender's loan purpose in line with the relevant provisions, do not do things against the laws and regulations;
5, the lender in the bank to open a personal settlement account;
6, the lender must also meet the other conditions set by the bank.
From the above, we can see that the lending institutions for the borrower's residential address, is not in the local is also a strict requirement, according to my knowledge, this is almost all the requirements of the lending institutions, therefore, unsecured loans are not able to apply for a different place, so, want to apply for a loan in Shenzhen, Shenzhen, local friends, if you want to apply for a loan elsewhere is estimated to be more difficult. Then someone asked the editor, said often see online information that can handle the national loan company, group or something. I tell you, this may be a fraudulent company, not to say that the lending institutions will not collapse the region for, that is, the lending institutions have what "so-and-so group" name, which is certainly false, because the business sector will not pass the audit of this type of company name, so friends pay attention to, if there is a discovery of said that you can apply for a loan for a different place, don't! Believe, even if the other side said that there is a contract can not be believed, who knows this contract is true or false, RMB those who cheat can be forged, let alone a contract? If you do want to apply for a loan in a different place, you may want to go to the loan local processing, such as many people back home for ah, are available.