enterprises must pay work-related injury insurance for their employees.

legal basis "social insurance law of the people's Republic of China"

chapter iv industrial injury insurance

article 33 employees shall participate in industrial injury insurance, and the employer shall pay the industrial injury insurance premium, but the employees shall not pay the industrial injury insurance premium.

article 63 if an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

if the employer fails to pay or supplement the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account with banks and other financial institutions; And may apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide a guarantee and sign a deferred payment agreement.

if the employer fails to pay the social insurance premium in full and fails to provide a guarantee, the social insurance premium collection agency may apply to the people's court to seize, seal up and auction the property whose value is equivalent to the social insurance premium payable, and use the proceeds from the auction to offset the social insurance premium.