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What are the expenses paid by the Workers' Compensation Insurance Fund in 2018
(a) Medical expenses and rehabilitation expenses for treating work-related injuries 1. Medical expenses: If the expenses required for treating work-related injuries are in line with the catalog of diagnostic and therapeutic items for work-related injuries insurance, the catalog of drugs for work-related injuries insurance and the standard of work-related injuries insurance inpatient services, the expenses will be paid from the fund of work-related injuries insurance. Whether the injured worker or the employer bears the medical expenses exceeding the catalog and service standards varies from place to place in practice, with the employer not bearing the expenses in most areas. (2) Rehabilitation fee: the cost of rehabilitation of the injured worker to the medical institution that has signed the service agreement for rehabilitation of the injury shall be paid from the Work Injury Insurance Fund if it is in conformity with the regulations. (ii) Meal allowance for hospitalization The specific standard of meal allowance for employees hospitalized for treatment of work-related injuries shall be stipulated by the people's government of the co-ordinated area, and the regulations on work-related injuries insurance have not made any uniform provisions. (Transportation, accommodation and food expenses for medical treatment outside the co-ordinated area The specific standards for transportation, accommodation and food expenses for medical treatment outside the co-ordinated area shall be prescribed by the people's government of the co-ordinated area, but the regulations on work-related injury insurance do not make uniform provisions. (d) Expenses for installing and configuring auxiliary aids for disability Injured workers, due to the needs of daily life or employment, can be fitted with auxiliary aids such as artificial limbs, orthopedic devices, false eyes, false teeth and wheelchairs as confirmed by the Labor Capacity Appraisal Committee, and the required expenses are paid from the Work Injury Insurance Fund in accordance with the standards stipulated by the State. It should be noted that auxiliary aids should generally be limited to those necessary for daily life and productive work, and should be popularized products in the domestic market. If the injured worker chooses other types of products, the cost is higher than that of the popularized type, which is paid by the individual. (e) If the injured worker is unable to take care of himself/herself and the Labor Capacity Appraisal Committee confirms that he/she needs to take care of himself/herself, the injured worker shall be paid monthly living care expenses from the Work Injury Insurance Fund. (a) The employee is unable to take care of himself/herself completely: social average wage × 50%; the employee is unable to take care of himself/herself mostly: social average wage × 40%; the employee is unable to take care of himself/herself partially: social average wage × 30%. (f) One-time disability benefit and monthly disability allowance for employees with Grade 1 to 4 disabilities 1. One-time disability benefit: According to the provisions of Articles 35, 36 and 37 of the Regulations on Work-Related Injury Insurance, if an employee's disability at work is assessed to be Grade 1 to Grade 10, the Work-Related Injury Insurance Fund shall pay a one-time disability benefit, with the following standards: Grade 1 disability: salary × 27; Grade 2 disability: salary × 25; Grade 3 disability: salary × 25; Grade 3 disability: salary × 30%; and Grade 4 disability: salary × 30%: First-degree disability: my salary x 27; second-degree disability: my salary x 25; third-degree disability: my salary x 23; fourth-degree disability: my salary x 21; fifth-degree disability: my salary x 18; sixth-degree disability: my salary x 16; seventh-degree disability: my salary x 13; eighth-degree disability: my salary x 11; ninth-degree disability: my salary x 9; tenth-degree disability: my salary x 7. 2. First to fourth-degree disabled workers receive a monthly disability allowance: According to Article 35 and Article 36 of the Regulations on Work-Related Injury Insurance, if an employee is identified as Grade 1 to Grade 4 disabled, he/she shall be paid a monthly disability allowance as follows: Grade 1 disabled: his/her own salary x 90%; Grade 2 disabled: his/her own salary x 85%; Grade 3 disabled: his/her own salary x 80%; Grade 4 disabled: his/her own salary x 75%; If the actual amount of the disability allowance is lower than the minimum wage standard, the Work-Related Injury Insurance Fund shall pay it to the employee as a monthly allowance. The actual amount of disability allowance is lower than the local minimum wage standard, by the workers' compensation insurance fund to make up the difference; injured workers reach the retirement age and retirement procedures, stop the disability allowance, enjoy the basic old-age insurance treatment. If the basic pension insurance treatment is lower than the disability allowance, the Work Injury Insurance Fund shall make up the difference. (vii) Lump-sum medical benefits to be enjoyed upon termination or dissolution of the employment contract The medical benefits for work-related injuries are applicable to disabilities of grades 5-10, and are determined in accordance with the grade of disability; the regulations on work-related injuries insurance do not provide for a uniform standard, and the people's governments of the provinces, autonomous regions and municipalities directly under the central government are authorized to stipulate the specific standard. The specific standards are authorized to be stipulated by the people's governments of each province, autonomous region and municipality directly under the central government. You can check the regulations on work-related injuries insurance or work-related injuries insurance measures of each province. Examples: Guangdong Province, one-time medical benefits for work-related injuries and employment benefits for the disabled One-time medical benefits for work-related injuries: fifth-degree disability: my salary × 10; sixth-degree disability: my salary × 8; seventh-degree disability: my salary × 6; eighth-degree disability: my salary × 4; ninth-degree disability: my salary × 2; tenth-degree disability: my salary × 1. (h) In case of a death at work, the survivor receives a funeral allowance, a dependent pension, and a dependent pension. According to Article 39 of the Regulations on Work Injury Insurance, if an employee dies at work, his next of kin will receive a funeral grant, a dependant's pension and a lump-sum death benefit from the Work Injury Insurance Fund in accordance with the following provisions: 1) Funeral grant: local social wage × 6; for example, if the social wage of Shenzhen is 7,480 yuan, then the funeral grant will be 7,480 yuan ×x 6 = 44880 yuan. 2. Pension for dependent relatives: a certain percentage of the employee's own salary is paid to the relatives of the employee who provided the main source of living and were unable to work before he or she died at work. The standard is 40% per month for spouses, 30% per month for each of the other relatives, and 10% per month for each of the widows, orphans or orphans on top of the above standard. The sum of the approved pensions for each dependent relative should not be higher than the salary of the employee who died at work; formula: spouse: the deceased's own salary × 40% (paid monthly); other relatives: the deceased's own salary × 30% (per person per month); widows and old people or orphans: 10% more on the basis of the above standard; the sum of the approved pensions should be ≤ the employee's monthly salary (calculated on a monthly basis). 3. Lump-sum work-related death benefit: the standard is 20 times the national per capita disposable income of urban residents in the previous year. According to the latest data released by the National Bureau of Statistics, the average disposable income per capita of urban residents nationwide in 2016 was 33,616 RMB. Since the Regulations on Workers' Compensation Insurance are uniformly enforced throughout the country, the unified national standard for the lump-sum compensation for work-related deaths in 2017 is 672,320 yuan, an increase of 48,420 yuan compared to the previous year's 623,900 yuan. This standard is not geographically differentiated and is uniform across the country. (IX) Labor Capacity Appraisal Fee If an employee is injured at work, and there is a disability that affects his or her labor capacity after the injury is relatively stabilized by treatment, a labor capacity appraisal shall be conducted. The labor capacity appraisal fee shall be paid by the Work Injury Insurance Fund. Natural persons under the age of eighteen are minors.