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The difference between Yang Shan County and Xi 'an's pension.
China's basic old-age insurance system has been gradually improved, and the national regulations are roughly the same. Now it is a provincial-level overall planning, and the regulations of a province are the same. Xi and Xianyang both belong to Shaanxi Province and implement the same policy.

Shaanxi Provincial People's Government

Suggestions on Improving the Basic Old-age Insurance System for Enterprise Employees

Shaanxi Fazheng [2006] No.27

Six, reform the basic pension plan and payment method

In order to connect with the actual personal account, from June 65438+1 October1in 2006, the size of the personal account was adjusted from 1 1% of my paid salary to 8%, which was all formed by individual contributions, and the unit contributions were no longer included in the personal account. At the same time, further improve the incentive and restraint mechanism, encourage employees to pay insurance premiums, and adjust the basic pension calculation and payment methods accordingly.

Employees who participate in the basic old-age insurance and those who participate in the basic old-age insurance in their personal capacity reach retirement age, and the basic old-age insurance benefits are approved and issued according to regulations.

(1)1employees who join the work after 0996+65438+65438 or participate in the basic old-age insurance in their personal capacity, and the payment years (including deemed payment years, the same below) have accumulated to 15, and the basic pension will be paid monthly after retirement. Basic pension consists of basic pension and personal account pension. The monthly standard of basic pension at retirement is based on the average monthly salary of employees in the whole province in the previous year and the average monthly salary of myself, and the payment is paid to 1% every year. The monthly standard of personal account pension is the amount of personal account storage divided by the number of months of calculation, which is determined according to the average life expectancy of urban population when employees retire, their retirement age, interest and other factors (see Annex).

(2) Employees who joined the work before 1995 12 3 1 or participated in the basic old-age insurance in their personal capacity, and retired after 10 in 2006, with a cumulative payment period of 15, will be paid a monthly basic pension. The basic pension consists of four parts: basic pension, personal account pension, transitional pension and adjustment fund.

Monthly basic pension = (when employees retire, the average monthly salary of employees in the whole province in the previous year+the average monthly salary indexed by themselves) ÷2× payment period ×1%;

Personal account monthly pension = personal account storage amount ÷ months;

Monthly transitional pension = the average monthly salary of employees in the whole province last year when employees retire × the average payment index of employees× the deemed payment period ×1.4%;

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Answered on 20 17-03-24

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