The "Notice" cooperates with the epidemic prevention and control work from three key aspects to strengthen the service guarantee of housing provident fund. Including increasing support for housing provident fund and individual housing loans. Front-line workers in epidemic prevention and control will apply for individual housing loans from the housing provident fund of central state organs, and the credit policy will be appropriately tilted. During the period of epidemic prevention and control, if the frontline staff of epidemic prevention and control can't repay the money normally, it will not be overdue and will not be deducted.
Open up a green channel for services. All business outlets should take the initiative to strengthen the service docking with relevant hospitals, disease control and medical research units. In accordance with the principle of special affairs and urgent affairs, the relevant units can accept and promise to handle the housing provident fund business, and provide on-site service when necessary to improve the efficiency of business management.
The circular also gave policy support to the units and workers affected by the epidemic, and included novel coronavirus's pneumonia into the housing provident fund for severe illness, so that patients could withdraw the housing provident fund for medical expenses.
Loans overdue interest relief. Novel coronavirus infected patients with pneumonia, suspected patients, their close contacts during isolation treatment or medical observation, and the government's failure to repay their loans normally after implementing isolation measures or taking other emergency measures, will not be overdue for treatment and will not be penalized. Support the trapped troops to overcome the epidemic.
Pan Helin, Executive Dean of Digital Economy Research Institute of Zhongnan University of Economics and Law, said in an interview with beijing business today today that the document is mainly to protect some medical personnel involved in fighting the epidemic. In fact, as early as 20 13, a city introduced measures to allow employees with major diseases and their immediate family members to withdraw provident fund for emergencies. Patients can withdraw their own housing provident fund for the medical expenses of pneumonia in novel coronavirus, which is also a humanized decision.
At the enterprise level, the notice pointed out that the units that failed to pay the housing provident fund in time in novel coronavirus recently can be regarded as normal deposits after explaining the situation and paying back. During this period, when employees of trapped units apply for loans, they are deemed to have paid in full and continuously; Loan workers who have opened the loan repayment business will not be overdue and will not pay penalty if they can't repay normally. Enterprises in wholesale and retail, accommodation and catering, logistics and transportation, cultural tourism and other industries affected by the epidemic can apply for suspending the deposit of housing provident fund in accordance with regulations, and then resume the deposit after the enterprise benefits improve.
Pan Helin emphasized that the above provisions can reduce the burden on enterprises and related personnel, which is equivalent to helping these enterprises and individuals tide over the difficulties to a certain extent.