According to different risk preferences, I have corresponding methods to choose financial products.
1. Stocks and funds. If you have a lot of spare money, and it is relatively large (more than 65438+ 10,000 yuan), and you are not in a hurry to make a return immediately, you can try to make stocks and funds. These two kinds of profits are high, but the time period is long and the risk is high. In addition, the stock market has been in a downturn in recent years. If there is no professional guidance and advice, don't try it yourself.
2. Foreign exchange and futures. The leverage ratio is large, so the risk is greater than that of stocks, and of course it is accompanied by huge profits. Higher investment threshold, two-way intraday trading. The fluctuation is fast, the psychological quality is not too hard, and the funds are too small to lose.
3. Gold and silver, since ancient times, everyone has been convinced of the role of gold in maintaining value, but the actual situation is not optimistic. The market is highly liquid, and T+D transactions (24 hours a day) must be settled every day. And because it is a margin transaction, the loss may even exceed your investment principal, which is different from stock trading. Although it is a 10% deposit system, the investment threshold in Kinginka is not low, generally above 20,000. But if a good company can guarantee the rate of return and strictly control the stop loss point, gold will make money faster.
Finally, we should always remind ourselves that venture capital is a double-edged sword. Good financial management can create greater profits, and bad financial management will harm yourself. Any financial investment is risky, and it is unrealistic to talk only about returns and not risks. Only by reducing risks and extending profits as much as possible can we stabilize profits! Therefore, we must find investment and wealth management products suitable for our own situation, start with small investment and try a little bit, instead of holding a gambling mentality, we must invest rationally.