Embedding is the way that consumers usually withdraw cash from bank accounts and put it in their pockets for consumption payment, and it becomes the way that the money in consumers' bank accounts is directly deposited (stored) on IC chips, that is, there is an electronic wallet. In this way, consumers are free from the risk of carrying cash change, loss, counterfeit money and being robbed. Most of the funds are spent by individuals in a specific consumption environment.
Extended data:
Alipay Campus Card Withholding Service Agreement
The first general rule?
This service agreement (hereinafter referred to as "this agreement") is reached between Alipay (China) Network Technology Co., Ltd. (hereinafter referred to as "Alipay") and Alipay users (hereinafter referred to as "users" or "you") on the use of services such as automatic recharge, self-service recharge, client recharge, multimedia recharge, contract signing and balance inquiry (hereinafter referred to as "this service").
The user clicks on the webpage to confirm or chooses to accept this agreement in other ways, which means that the user and Alipay reach an agreement and agree to accept all the agreed contents of this agreement. Please read all the contents of this agreement carefully before accepting it. Especially bold text. If you disagree with any content of this agreement, or you can't accurately understand Alipay's interpretation of the terms, please don't follow up. ?
The second definition?
1, "Campus Card" automatic recharge service: refers to the campus card account and Alipay account of the user himself or others. When the balance in the user's campus card account is less than a certain amount, Alipay is authorized to deduct the specified amount from the user's Alipay account according to the instruction of the "Campus Card" system provider or affiliated school, and pay it to the Alipay account of the "Campus Card" system provider or affiliated school, and the system provider or school will complete the deposit of the user's campus card account. (hereinafter referred to as "automatic recharge service"). ?
2. "Campus Card" self-service recharge service: refers to the user logging into Alipay website (? Www.alipay.com) uses its Alipay account balance, debit card online banking, debit card fast payment and other channels to recharge the one-card account. ?
3. "Campus Card" client recharge service: refers to the service that users log in to Alipay mobile phone client and recharge their accounts in the card by using Alipay account balance, debit card online banking, debit card fast payment and other channels. ?
4. Campus Card Multimedia Machine Recharge Service: It means that users can choose Alipay to recharge the Campus Card on the multimedia machine provided by the Campus Card system provider or affiliated schools after binding their own or others' Campus Card account with the Alipay account of Alipay website (www.alipay.com) and enabling the multimedia machine recharge function.
That is, the user authorizes Alipay to deduct a specified amount from the user's Alipay account according to the instructions of the campus card system provider or affiliated school, and pay it to the Alipay account of the campus card system provider or affiliated school, and the system provider or school completes the deposit of the user's campus card account. (hereinafter referred to as "multimedia machine recharge")?
5. Deposit: In this agreement, it means to transfer the designated funds that you have deposited in Alipay account of the Campus Card system provider or the school to which the Campus Card belongs to the user's card account. ?
Article 3 Basic rights and obligations?
1. You agree and promise not to use this service to engage in any illegal or violation of the purpose of this agreement or infringe upon the rights and interests of other third parties, otherwise Alipay has the right to unilaterally terminate the provision of this service immediately without taking any responsibility; If your behavior causes losses to Alipay, you should bear all the liability for compensation. ?
2、? You authorize Alipay to keep relevant information and data formed during your use of this service or after Alipay stops providing this service, and this authorization is irrevocable. ?
3. When you use this service provided by Alipay, you must abide by the Alipay service agreement and related subsidiary rules published by Alipay website from time to time, otherwise you will bear all the responsibilities arising therefrom. ?
4. You shall abide by the relevant usage rules and requirements of this service, subject to the usage rules and restrictions indicated by Alipay on the page from time to time. ?
5. Alipay has the obligation to keep your registered information confidential, but Alipay has the right to provide relevant information to Alipay's regulatory authorities and cooperative banks when necessary. ?
6. Unless otherwise agreed in this agreement, Alipay may unilaterally terminate the provision of this service to you by sending you an advance e-mail notice or posting an announcement on the website, and will not bear any compensation liability. After Alipay terminates the provision of this service, if it is found that you have used this service illegally or against the purpose of this agreement before, which has caused losses to Alipay, Alipay can still ask you to bear the corresponding liability for compensation and reserve the right to solve it through judicial channels. ?
7. Alipay has the obligation to technically guarantee the safe, effective and normal operation of this service and your normal use. ?
8. Alipay is responsible for providing you with the business consulting service of this service, and publishing the function introduction, usage rules and other contents on Alipay website. ? If you have any questions, suggestions or opinions about this service provided by Alipay, you can call Alipay customer service at 95 188 or visit Alipay website for consultation and complaint.
9. You agree that when your campus card is in the state of loss reporting and cancellation, and you have successfully paid the campus card through Alipay, you will negotiate with the campus card system provider or the school to solve the recharge problem, and Alipay will not intervene. ?
Article 4 What are the special provisions for the automatic recharge service of "Campus Card"?
1. You confirm that you are using the automatic recharge service, which means that you really want it; At the same time, you are fully responsible for the authenticity and validity of the instructions issued during the use of this service. These instructions are regarded as your true meaning and cannot be changed or revoked. You promise that all risks of Alipay operating according to your instructions will be borne by you. ?
2. You understand and agree that when using the automatic recharge service, your Alipay account must be bound to the mobile phone. If the mobile phone is not bound, the mobile phone must be bound according to the page prompts after signing this agreement, otherwise the service cannot be used. ?
3. You understand and agree that when you use the automatic recharge service, you must bind your Alipay account with your campus card. You enter the school, card number, name, threshold of automatic recharge and recharge amount of your campus card on Alipay, and Alipay will send the card number and name to the school or system manufacturer for verification. Only after the verification is successful can the automatic recharge service be started. ?
4. You understand and agree that when the balance in your campus card is lower than the threshold set by you, the school or system provider to which your card belongs will send a withholding and recharging instruction to Alipay on a daily basis, so Alipay may receive the instruction later than the actual time when the balance in your card reaches the threshold. If the balance in your campus card is insufficient, you should negotiate with the school or system provider to solve it. ?
5. During the use of automatic recharge service, you can use the recharge and deduction channels provided by Alipay, including the balance of Alipay account, cartoons bound to Alipay account, bank cards with fast payment, and other deduction channels actually supported by Alipay (including but not limited to Alipay red envelopes, concentrated distribution treasures, credit payment, balance treasure, etc.). ), and you agree to give up some interest losses (such as Yu 'ebao income) that may be caused to you by using the above deduction channels.
6. You understand and agree that Alipay has the right to decide the order of deduction channels according to the actual situation, subject to the page prompts or the relevant rules and instructions of Alipay website.
7. You understand and agree that after Alipay receives the deduction instruction initiated by your school or system provider, it will be deemed that you authorize Alipay to deduct the specified amount from the deduction channel you choose and transfer it to the Alipay account designated by the school.
You understand and agree that Alipay is only the executor of the authorization instruction. Unless Alipay fails to follow the instruction of the school or system manufacturer, or the operation instruction is wrong, Alipay will not bear the losses and responsibilities arising from this service. Such losses and responsibilities should be settled through consultation between you and the school or system provider.
8. You understand and agree that Alipay only operates the withholding part. After the withholding is completed, your campus card will be recharged by the school or system manufacturer. Any dispute caused by incorrect, insufficient or delayed recharge shall be settled by you and the school or system manufacturer, and has nothing to do with Alipay.
9. You understand and agree that based on risk prevention and control, Alipay will control the withholding amount of different channels you choose, and the daily withholding amount and daily withholding times are subject to the specific announcements of Alipay and your website. Exceeding the limit, the deduction failed, and the payment could not be completed. ?
10. No matter whether your funds are paid through credit card channel or debit card channel, if the final transaction fails or a refund occurs, the funds you paid will be returned to the corresponding bank card you used for this payment or your Alipay account. ?
Article 5 What is the special agreement on the self-service recharge service of the "Campus Card" client?
1, which can only be downloaded from Alipay website (? Www.alipay.com) or Alipay client can only select the "Recharge" function in the "Campus Card" of Alipay page to recharge their campus card after logging in the user's own Alipay account. ?
2. You agree that you can select the school where the user needs to recharge the campus card on the recharge page, and enter the card number, cardholder name, recharge amount and mobile phone number (optional). Alipay will send the above information to the system manufacturer of the campus card for verification. If the verification is successful, it can be recharged. ?
3. You agree that if you have registered the automatic recharge service function of "Campus Card" or have a successful recharge record, when you choose to use Alipay to recharge your or others' campus cards, Alipay can directly show you the card number, cardholder name, recharge amount and other information of the campus card you selected or recharged on the page. If the campus card information that needs to be recharged this time is inconsistent with the page display, it can be modified in the page. ?
4. You agree to use the balance of your Alipay account, debit card with fast payment function (including one card) and debit card online banking to pay the recharge order within 15 natural days after your confirmation. If payment is not made for more than 15 natural days, the order will be closed. ?
5. You understand and agree that when you recharge your or others' "Campus Card" in the process of self-service recharge service or client recharge service, the recharge money will be paid to the card system provider or the school where you need to recharge your "Campus Card". After you successfully pay the recharge order you created, Alipay will inform the system manufacturer of the campus card of the successful payment result, and the system manufacturer will complete the storage of the campus card for you. The specific storage mode is subject to the actual regulations of the system manufacturer or school.
6. All disputes or losses caused by the deposit shall be settled through consultation between you and the "Campus Card" system provider or the school to which the "Campus Card" belongs, and have nothing to do with Alipay. ?
Article 6 "Campus Card" multimedia machine recharge?
1. Only after logging in the user's own Alipay account from Alipay website (www.alipay.com) or Alipay client can you select the signing of the "Multimedia Recharge" function in "Campus Card" on Alipay page. ?
2. You agree that you can choose the school that needs to recharge the campus card on the recharge signing page, and enter the card number, cardholder name, etc. Alipay will send the above information to the system manufacturer of the campus card for verification. If the verification is successful, the multimedia machine recharge signing can be completed. ?
3. You agree that if you have registered the campus card automatic recharge service function or have a successful recharge record, when you choose to use Alipay to sign a multimedia recharge contract for yourself or others' campus cards, Alipay can directly show you the card number and cardholder name of the campus card you selected or recharged.
If the "Campus Card" information of the multimedia machine required for this recharge is inconsistent with the page display, it can be modified in the page.
4. During the period when you use the multimedia machine to recharge the service, you can include the balance of Alipay account, cartoons bound to Alipay account, bank cards with fast payment and other deduction channels actually supported by Alipay (including but not limited to Alipay red envelopes, concentrated treasure, credit payment, balance treasure, etc.), and you agree to give up some interest losses (such as balance treasure income) that may be caused to you by using the above deduction channels.
5. You understand and agree that Alipay has the right to decide the order of deduction channels according to the actual situation, subject to the page prompts or the relevant rules and instructions of Alipay website.
6. You agree that you can use Alipay to recharge your Campus Card on the multimedia machine provided by the system provider only after signing the contract on the Alipay page. When you recharge the signed campus card on the multimedia machine, Alipay will deduct the recharge amount you entered on the multimedia machine from the Alipay account determined when you signed the contract for recharging on the multimedia machine.
7. You understand and agree that when you recharge your or someone else's Campus Card on the multimedia machine, the recharge money will be paid to the system provider of the Campus Card or the school you need to recharge. The system manufacturer or school will complete the campus card storage for you, and the specific storage method shall be subject to the actual provision of the system manufacturer or school.
8. All disputes or losses caused by the deposit shall be settled through consultation between you and the "Campus Card" system provider or the school to which the "Campus Card" belongs, and have nothing to do with Alipay. ?
Article 7 "Campus Card" signing or balance inquiry service?
1. You understand and agree that only after logging in to Alipay website (www.alipay.com) can you inquire whether your campus card has been automatically recharged or your campus card balance. ?
2. You understand and agree that you can only inquire about the signing status and balance of the Campus Card with the same name as your Alipay account. If the name of the campus card you want to inquire is inconsistent with the name filled in when you log in to Alipay account, you can't inquire about the relevant information of the campus card. ?
3. You understand and agree that the information about campus card you inquired from Alipay website is the data transmitted to Alipay by the school or system provider to which your campus card belongs. If the "Campus Card" information you see on Alipay's website is wrong due to the reasons of the school or system manufacturer, Alipay will not be responsible, but Alipay must confirm with the school or system manufacturer in time and modify it on Alipay's page.
Article 8 Modification of the Agreement
1. Alipay will have the right to modify the relevant provisions of this agreement at any time. Once the relevant content changes, Alipay will inform you through website announcements and other means. ?
2. If you don't agree with the changes made by Alipay to the relevant terms of this agreement or the Alipay Service Agreement and related subsidiary rules published by Alipay from time to time, you should immediately stop using this service provided by Alipay. If you continue to use the services provided by Alipay, it will be deemed that you accept and approve the modification of the relevant provisions of this agreement and the Alipay Service Agreement and related subsidiary rules issued by Alipay from time to time. ?
Article 9 Settlement of disputes?
1. In case of any dispute during the performance of this agreement, both parties shall settle it through negotiation. If negotiation fails, either party can submit it? Hangzhou Xihu District People's Court filed a lawsuit. ?
Article 10 Interpretation of this Agreement?
1. The establishment, effectiveness, performance and interpretation of this Agreement shall be governed by the laws of People's Republic of China (PRC); Where there are no explicit provisions in the law, the business rules and business practices formulated by Alipay shall apply. The part not specified in this service agreement shall be implemented in accordance with Alipay service agreement, relevant subsidiary rules and relevant tips on Alipay page; In case of any conflict between this Agreement and Alipay Service Agreement and related subsidiary rules, this Agreement shall prevail.
Alipay official website: Service Hall? & gt？ Application center? & gt？ campus card