how are two years and less than two years calculated?

when buying a second-hand house, buyers will always hear the real estate agent say that the house is two years old, five years old or less than two years old, but most buyers don't know when the house is counted. How many years the house is full should be based on the date on the deed tax invoice of the house or the registration date of the property right certificate of the house as the starting date, and the principle of whichever comes first should be adopted, that is, the date before it should be calculated. Generally speaking, the deed tax date of the previous real estate license will be earlier than the date of the real estate license. Now many of them are about the same time as the date of the deed tax invoice. If you want to sell a house, you can check your deed tax invoice and real estate license.

how much tax should I pay for the second-hand house with a value of 1 million less than two years?

When consulting about taxes and fees, many people think that taxes and fees can be calculated as long as they know how much the house is, but they can't, because the deed tax can only be calculated according to the area of the house and the number of houses purchased by the buyers.

deed tax: 1% for the first family suite of 91 square meters or less, 1.5% for the first family suite of 91 square meters or more

1% for the second family suite of 91 square meters or less. 2% above 91 square meters

3% for three suites and above

Note: the deed tax of the second suite in Beishangguangshen and Changsha is not applicable to the above policies

Individual tax: 1% is generally enough

VAT: 5.6% is enough

Let's make a calculation according to the first suite, and 1% deed tax and 1% are required for 91 square meters and below. 91% flat needs to pay 1.5% deed tax, 1% individual tax and 5.6% value-added tax, and the total tax is 8.1%. The second-hand house with 1 million yuan needs to pay 81,111 yuan tax.

how much tax do you need to pay for a second-hand house that is over two years old?

Not all second-hand houses need to pay the above three taxes. For example, if the house is two years old, it will be exempt from VAT, only deed tax and individual tax will be required.

similarly, according to the calculation of the first suite, 1% deed tax and 1% tax are required for the 91-square-meter flat and below, and 21,111 yuan tax is required for the second-hand house with a total tax of 2%. Above 91 flats, 1.5% deed tax and 1% individual tax are required, and the total * * * tax is 2.5%, and 25,111 yuan is required for second-hand houses with a price of 1 million yuan.

the above are the taxes and fees for the second-hand houses with the age of less than two years and those with the age of two years. It can be seen that there is still a big gap between them, mainly because of the high VAT rate. When buying a second-hand house, we should try to choose a house that has been over two years, so that the tax will not be very high, and the gap between the tax and the new house is very small. There is also a situation where the house is the only house of the landlord's family for five years, which is the so-called "only house for five years". This kind of house is not only exempt from value-added tax, but also exempt from tax, and only needs to pay deed tax. There are fewer houses for five years, which are hard to meet, and it is not bad to buy the best one. If you can't buy it, you can buy a house for two years.