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When people reach middle age, they suddenly find that everyone around them is short of money. Is it the status quo or the low profile of the rich?
The reason for the lack of money is that in 2008, in order to cope with the global financial turmoil, the expansion effect of 4 trillion yuan invested by the state has been exhausted through the consumption transformation in 10.

If you have this heart, you can recall when people around you suddenly became rich. Must be after 20 10. The lower the level, the later this feeling will be. In other words, if you are below a third-tier city, then this feeling should be around 20 14.

At that time, everyone suddenly had money, and it was easy to make money in any business. Then everyone entered the stage of rapid consumption upgrading, and began to buy houses, cars and luxury goods on a large scale, even to the state of excessive consumption.

Because everyone has a circle of friends, they need all kinds of comparisons and all kinds of showing off their wealth to find a sense of existence. At the same time, the whole people have also entered a position of mercenary and money first, and even men and women put money and material things first.

The state has only invested 4 trillion yuan in excess of the standard, and all kinds of consumption beyond the actual capacity will always be exhausted. In this way, everyone had a national carnival for several years, and then the economy slowly entered the normal track in the past two years.

Because of the previous super-high consumption, I bought a house and a car that didn't match my own strength and economic ability, and mistook the previous high growth for the normal state, so I didn't have the idea of planning ahead psychologically. Then the whole person felt that business was not good, making money became difficult and making ends meet.

So the subject asks whether this is the status quo or the feeling, and the answer is both the real status quo and the general feeling.

It is normal for the rich to get lost at the top of the pyramid. People all over the world haven't changed much, but times have changed. There are few households with 10,000 yuan in reform and opening up, and there are not many assets with hundreds of millions now. If you want to open a little money, you can't recognize your position. There is no difference between skilled workers with net assets of several million without debt and those formally established in the 1980s. Don't think how high the achievements of blowing air conditioners in office buildings are now. This is caused by social progress. Now white-collar workers sit in the office, and their parents work in front of the loom in the factory.

This is also a reality. People who earn money spend more. Also want to save face. It's not enough to buy a hundred thousand cars. With 300 thousand. Buying two rooms and one living room is not enough for three rooms and two living rooms. Want a better life. Entertainment projects. Parking fee for going out. Food and beverage expenses. Necessities of life. Clothing also has brands. Fruit. 200 liters in the refrigerator is not enough. You have to open the door twice. Decoration. Three bedrooms and two halls also cost 300 thousand. Shanghai brand100000. Parents, health products, everything. Afraid of getting sick. Entering the hospital not only has no income, but also pays a lot of money. Domestic tourism is not enough. Europe tour? 500,000 is a good year. Various gifts for my wife. The monthly refueling fee is at least 400. Hydropower and coal. Property fee. Raise a son and prepare a house. The daughter should also be raised well. Various training courses. Entertainment. Find someone to massage when you are tired. Shaving expenses. There are too many places to spend money anyway. Even people with a monthly income of 40,000 to 50,000. I am so poor in my heart. Desire is endless. No one can get financial freedom without going to work. Even if I do, I still feel short of money. There are ten houses. Go to work as usual

Pretending to be poor is a fashion now. ...

First of all, you should see the advantages of the poor. In ancient times, there was a word called "poor scholar"

Poverty does not mean illiteracy, and poverty does not mean illiteracy.

The meaning of life is to live healthier and longer than anyone else.

Why do people compete to become poor?

Why do some people pretend to be poor?

Because of the experience, the experience lets them know ~

1 You can be poor, don't care too much about face, and be true and not hypocritical.

Don't worry about comparing vanity.

Don't worry because you are afraid that others will miss your property.

When someone borrows money from you, you can tell him directly and honestly that you have no money.

You can enjoy all the benefits that the poor can enjoy.

Women who like you are not after your money. Don't worry about women who have a strong purpose.

Poverty can make you many sincere friends. You don't have to worry that they will approach you and use you for your money or reputation.

Poverty can cultivate a good quality of hard work, so that even if you have money in the future, you will not be proud of it.

You can appreciate the fun of splitting a penny into two halves.

10 will not waste happiness in order to bring things to life that have not been brought.

Understanding that life is only half,

Three views, good knowledge and good character.

Half poor, half rich, half satisfied,

Half-life, half-day accident;

Half stupid, half deaf, half confused,

Half true, half false and half crazy;

Half-used and half-shed Shimada Hanzo,

Half-wise, half-foolish and half-virtuous;

Half cold, half hot, half comfortable,

Half awake, half dreaming and half fairy;

Half bitter and half sweet,

Half package, half capacity, half marriage,

Half is up to me,

Half of it is natural.

Thinking about floating for half my life,

It's all in the box after a hundred years.

The secret of knowing half is that,

The world is full of leisure.

It's just polarization between rich and poor. In this era, many people are backward and don't study. The times are developing at a high speed, and most people's ideas have not changed much compared with those in the early days of reform and opening up! Think that making money is to open a shop to sell things and a factory to do small business. If you don't go to work and get paid, these behaviors are out of touch with the times. Now, you see how many shops make money. In addition to eating national meals, people's livelihood is a matter of life and death!

This era needs people who have Internet thinking and do cutting-edge technology investment, equity investment and real estate investment to make a fortune. You see, the theme is investment, amplifying capital gains! Most people without capital have little investment ability and capital. Therefore, twenty years are out of touch with the times and can't enjoy the dividends of the times.

However, in middle age, your social circle is basically people like you, and you basically don't like a rich man in your circle. Their life, their daily life will inadvertently break your fragile self-confidence. Many times, it's not that rich people don't play with you, but that they refuse to disturb your life. Slowly, the poor play with the poor and the rich play with the rich. The two circles are close and far!

Lack of money is a reality. People nowadays are tied down by houses. Some small houses want to change into big houses, some want to change into two-story villas with big houses, some want to buy two suites, and some want to buy three suites for investment. In this way, family property becomes a house, and it is normal to have no money at hand.

Coupled with children's education, various interest classes, skill classes and English classes, education expenditure is increasing.

One child gave birth to two children, and the so-called milk powder has a lot of money. Nowadays, young people like to buy foreign milk powder and buy it from abroad. All these. It's normal for young couples to have a moonlight clan, even to live on their laurels.

China's labor and labor income are becoming more and more international, and China has gradually embarked on the road of internationalization, and the proportion of income and consumption with other countries is also on the road of integration. Before, we always said that foreign income is high, but consumption is also high, and there is little wealth left. When we laugh at foreign countries, in fact, our country is also learning the income and consumption ratio of foreign workers at a very fast speed. Especially on the issue of housing prices, our country has actually surpassed all countries in the world.

Many scholars who study the world economy are surprised to find that the sense of superiority that we used to be proud of has gradually disappeared. The poverty of foreign workers, which we once criticized, has come to most workers in China very realistically. It should be said that 60 ~ 70% of the urban population directly or indirectly become house slaves and car slaves. Compared with foreign countries, in most foreign countries, the personal salary of ordinary employees buying houses (ordinary houses) is about 12 years, but it also excludes the soaring housing prices in special areas. Including Silicon Valley in the United States. Similarly, it takes workers more than 50 years or more to buy a house in first-tier cities, more than 30 years in second-tier cities and more than 20 years in third-tier cities.

Then there is the investment in education, medical care and old-age care. It is an unavoidable problem for everyone and their families. From the beginning of education to the end of life. In this process, China's per capita level is one of the lowest in the world.

The difficulties we are facing, as well as education, medical care and old-age care, are all underinvested in the world, and some are even extremely lacking and heavily in debt. We don't use folk songs to describe it. According to objective standards, the vast majority of workers in China account for at least 80%, belonging to low-income people and families. According to the price of cemeteries in many first-tier cities, there is no burial. These have become the helplessness faced by many people in China. Therefore, advocating a new type of tree burial, water burial and soil burial has been placed in front of Chinese workers.

Facing the complicated world economy and situation, the people of China must have a clear understanding. World hegemonic countries may not be as advertised. When we lose our national independence, we are just like Afghanistan, Iraq and Libya. Workers in China will also face unemployment. We must cherish and safeguard the dignity of the country and the strength of the army, otherwise our life may be even worse.

Congratulations, it proves that you have a good network. Most of your friends are bosses or people who like investing. Although people who work or even farm are not rich now, they can say that they are not short of money. On the contrary, it is the boss who is short of money. Business is not good, the environment is not good, and the investment cost of doing business is high. Some people who like to invest, buy houses and stocks are temporarily trapped. People who lack money are all rich in people's eyes. The country is a little looser, and the rich still have money.

In fact, it depends on what level you are at. It is a phenomenon that people around you are short of money, but some people are really short of money, and some people are fake! Some people spend at least tens of thousands, hundreds of thousands, millions or even tens of millions a month. Some people only want a few thousand. So people who are short of money are not necessarily short of money. People who are really short of money are not necessarily talking about it everywhere.

Lack of money is the theme this year.

Banks have money, but they are also rich. From the overnight lending rate, it shows that the funds of small banks are very tight. The activity of the financial industry, once all kinds of loan financing flew all over the sky, shadow banking and peripheral funds revolved, making quick money took the upper hand of the times. Pigs can fly when they meet the tuyere.

All walks of life, to be honest, people who do business are really short of money. Where is the money?

All my friends around me are short of money. No, the answer is short, because this is a proposition that money has always been short since ancient times. Where is the shortage? Lack of contrast, 50 to see a hundred, one hundred to see a thousand, such a way of contrast, without contrast, Duan Ran is not really satisfied with himself!

Office workers have a lot of money every month, and there is nothing to repay their mortgage to support their families. The ideal things in their hearts are always delayed because of lack of money.

Business people want to be bigger after making one, so they are short of money!

College students who have just entered the society, their parents have worked hard to support them, and they wanted to make more efforts to repay their families. In fact, they are ashamed to get rid of the communication fee for takeout, or even fall in love. Lack of money!

When people reach middle age, they can't help it. Considering the children's future, the house has brushed away most of their life savings, and the old lady's family has left some for the children to marry, support the elderly and prevent diseases. They don't dare to spend at all. They look bored, have some money and pretend to be short of money. In a word, they are afraid.

According to Hurun's ranking, 1% of the rich have three times the invisible rich behind them. Even if they add up, they are financially free and control a lot of resources, but it is only a carnival in wealth distribution, which has nothing to do with the general public.

Now I feel that people's psychological pressure is greater than before. Times force you to run, not go, everything is gone, and it is subversive.

Comparison is the fundamental problem of lack of money.

Poverty limits the imagination and increases the dark side of the heart.

Lack of money?