The minimum payment standard of Suzhou five insurances and one gold is as follows:

Old-age insurance, with units and individuals paying 21% and 8% respectively; Medical insurance, units and individuals pay 12% and 2% respectively; Unemployment insurance, units and individuals pay 2% and 1% respectively; Maternity insurance units pay 1.61%, and individuals do not pay; Work-related injury insurance units pay 2%, and individuals do not pay.

Suzhou five insurances and one gold payment base:

1. Social security payment base

The upper limit of social insurance premium paid by enterprises and employees in Suzhou is 194,496 yuan (16,218 yuan/month), and the lower limit is 28,644 yuan (2,387 yuan/month);

the monthly payment base for individual industrial and commercial households in Suzhou to participate in the basic old-age insurance is 2,311 yuan, and the monthly payment base for other types of insurance is still implemented according to the original regulations. The minimum monthly payment base for flexible employees to participate in the basic old-age insurance is 2311 yuan, which can be set in several grades, and the maximum is no more than 16218 yuan. The monthly payment base for flexible employees to participate in employee medical insurance is 1611 yuan;

the monthly "account transfer" base of urban "Xiebao" personnel, and the base of the unit applying for returning the pension and medical insurance premium after employing "Xiebao" personnel, are all implemented according to the lower limit of the payment base of enterprise insured employees in 2114. The upper limit of the social insurance premium paid by the units and employees participating in the social insurance for employees of urban institutions is 289,239 yuan (24,113 yuan/month), and the lower limit of the payment base is 57,848 yuan (4,821 yuan/month). Units and employees who participate in social insurance for employees of urban institutions and institutions, the base for paying social insurance premiums in 2114 is 86,434 yuan (7,213 yuan/month);

2. Deposit base of provident fund

According to the regulations of Notice on Adjustment of Deposit Base of Suzhou Housing Provident Fund in 2114, the deposit base is verified according to the average monthly salary (total salary) of employees. The specific caliber shall be implemented according to the Notice on Adjusting the Provision of Housing Provident Fund for Employees in Government Offices, Enterprises and Institutions in total wage base (Su Cai Jian Zi [2112] No.81), that is, according to the current regulations of the National Bureau of Statistics on the composition of total wages: total wages refer to all labor remuneration paid directly by the unit to employees, regardless of whether it is charged in costs or other items, it shall be included in total wages, including hourly wages, piece-rate wages, bonuses, allowances and subsidies, and overtime work.

to sum up, the five insurances and one gold are compulsory by the state, and the average monthly salary of an individual in the previous year may be slightly different from place to place. The five insurances and one gold are about 1,511 yuan a month, including contributions from individuals and units.

Legal basis:

Article 24 of the Regulations on the Administration of Housing Provident Fund

Employees may withdraw the balance of their housing provident fund accounts under any of the following circumstances:

(1) purchasing, constructing, renovating or overhauling their own houses;

(2) retired;

(3) completely losing the ability to work and terminating the labor relationship with the unit;

(4) leaving the country to settle down;

(5) repaying the principal and interest of the house purchase loan;

(6) the rent exceeds the prescribed proportion of family wage income.

in accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

if an employee dies or is declared dead, the employee's heirs and legatee can withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account will be included in the value-added income of the housing provident fund.