We really want to know how to buy a house in a first-tier city independently before the age of 30 without parental support.
We spent about two weeks looking for interviewees, and finally found that it is not uncommon for young people aged 24 to 30 to buy houses in first-tier cities. However, there are very few cases of not relying on parents.
So how did these interviewees do it?
Some catch up with the years when housing prices are not high, and take the lead in time; Some are in high-paying industries and have accumulated success in several years; Some rely on their own unique vision to make a lot of money quickly in the industry.
People who buy a house have their own way, and those who don't buy a house may all be for one reason-poverty.
What we are going to talk about today may be "melodramatic" for many people, but do we have to buy a house to be successful? Is there any other possibility in life? The answer is certainly not unique.
Work to save money while studying, and buy three suites three years after graduation.
I'm Packert. 20 1 1 Graduated from university and went to work in Guangzhou. I started looking at the house at the end of that year. In March and April of the following year, I bought my first suite near my workplace. A little early for my peers.
At that time, the house price had not risen too much, and I had enough money, so I didn't ask my parents for money, so I paid the down payment with my own savings. If I remember correctly, the small two-bedroom down payment cost 300 thousand.
Some people may wonder how a young man who just graduated has so much money. In fact, I had several years of work experience at that time. In 2008, when I was still studying, there were several senior brothers in the school who were doing training schools, so I followed them and took part-time jobs such as tutoring training outside during the evenings or weekends. In the senior year, there were fewer professional courses, and I basically started to work full-time, during which my income was not bad.
After graduation, several senior brothers felt that I was familiar with this field and invited me to continue working with them, so I was not a newcomer to this industry at that time, and the treatment I got was according to the standard of several years' work experience, about 20 thousand to 30 thousand per month.
When I was working in the second year, my girlfriend also graduated. I have known her since high school, and both of us have met our parents. According to Guangzhou's purchase restriction policy, I think we'd better have a suite under our respective names before marriage, so as to save places. At that time, I saved some money and bought her a small apartment.
House prices have risen rapidly in the past two years. People who buy a house early may be lucky, but I don't think my investment is very successful. For example, my girlfriend's apartment is more perfect. At that time, she didn't want to buy an old house, so she had to buy a business apartment around her. Over the years, prices have risen very little. If the house she bought in those years, even if it is older, it may have appreciated by about one million now.
What can a house bring? For example, after I bought the first suite, my heart was really stable and I felt that I had finally spent all my money. We working class have few investment channels. If you don't spend the money in your hand, it may suddenly depreciate, so you can rest assured that it will be replaced by fixed assets. I found that those newcomers in my unit, even if they just graduated and have no money, will let their families support them and buy a small house to live in first.
Step by step, this small apartment will become a big apartment.
I am Mariko, and now I am engaged in the Internet industry in Shenzhen. I bought my first suite very early, in 2002, when I had just worked for two years. At that time, the idea of buying a house was simple, that is, renting a house was not cost-effective.
At that time, the company provided food and shelter, and I was not a very material girl, so I didn't spend much money at ordinary times, so my salary was always saved. Two years later, I seem to have saved 65438+ ten thousand. I saw a small apartment for sale in the community, with a down payment of 60 thousand. I calculated that the monthly mortgage 1500 is much more cost-effective than renting a house, so I bought it and decorated it beautifully.
Actually, I was going to buy a house for my family at first, but when I asked my parents, they said they didn't need it. That spare money was useless except to deposit it in the bank, so I bought myself a house. My parents didn't know when I bought it. Later, when chatting, they knew that I bought a house in Shenzhen.
Bought a second suite in 2006. At that time, my boyfriend thought I already had a house, so there was no need to buy it again. I didn't listen to him and sold the car to make up the down payment. It turned out that my choice was right. Who would have thought that the housing prices in Shenzhen are so high now? I just sold my first suite recently, and now the price is 700,000.
Of course, there are times when investment fails. My hometown is in Jiangxi. I bought a house for my parents in 2005. The house is relatively suburban and the supporting facilities are not perfect. It hasn't appreciated much for so many years. It took almost 10 years to finally get rid of it.
I have a good attitude towards buying a house, from small to large, step by step.
There will be new problems when there is a sense of accomplishment.
Hello, everyone, I'm Hunan Harry Oil! I bought a house in July the year before last (20 15) in Foshan, Guangdong, with a down payment of nearly 400,000 yuan. My parents have no savings. I borrowed some money from my sister with my salary saved in recent years, but I paid it back soon.
Buying a house makes me have mixed feelings. On the one hand, the living standard has improved, that is, you can eat whatever you want and buy whatever you want. Spending money is not so planned, which is a bit like realizing money and personal freedom. Other people's evaluation of you will also change, at least it is a kind of affirmation. But this choice is also complicated. When I bought a house, I didn't have a Guangzhou hukou, so I had to buy it in Foshan. Now I have a Guangzhou hukou, but I have no money to buy a house in Guangzhou.
I don't think it is too difficult to buy a house. Many of my classmates have already bought houses. Of course, my parents also gave support. There are not many wholly-owned ones, and my sense of accomplishment is indeed stronger. But the sense of accomplishment will soon be swallowed up by various problems such as reality. In addition to buying a house, there will be new problems waiting for you to solve on the road of life. I experienced some difficulties before I came here. My opinion is: buy a house early and be a good person early. What about life? Be free and do more things you like.
"Young people should go out and have a try more."
I am Liang. I'm not in such a hurry to buy a house. I didn't buy a house that early. I had been working for several years when I bought it.
I started a business when I was a college student in Shandong, and I opened a restaurant with several colleagues. At that time, I had too little experience and no corresponding ability, and the whole team was unprofessional. After two years, I lost money. Later, I came into contact with the Huangsiniang sauce bone project, and catering joined, which was the first catering choice. At that time, it happened to be influenced by national policies. People around me said the food was not good, but I insisted on cooking it. Later, we all knew that the national policy not only had no influence, but also created opportunities for the miniaturization of specialty restaurants. The advantages of the project also made us start to make profits, so we came all the way.
To be honest, I really didn't expect that I could make my first money by starting a business in catering. I just bought my first suite in 20 15, which is the first year that I really made money. I mainly bought a house with the savings I earned from catering in that year.
In fact, if I hadn't been married at that time, considering family factors, I would even like to have another chance to use the money from buying a house again to start a catering business and pursue my ideals. Now that I have my own shop, there will be several good opportunities in the future, but I hesitate because I have to consider my monthly income and the expenses I need at home when I start my own business again. Now that I have family responsibilities, I can no longer struggle as carefree as when I was alone.
In this way, I fell into a poor man's mind, thinking about life instead of ideals every day. My present job is very easy and my life is very happy, but frankly, I have a little regret in my heart, but I think it is worthwhile for my family.
I am a very optimistic person. It doesn't matter to me whether I buy a house or not. Young people today may have different ideas. Now some friends around me will get used to the model here after staying in an industry for a long time. You see, the salary of these people is fixed at 8000- 10000. If they have been working here, even if they gradually appreciate and raise their salary, and then stabilize in an interval, how much can they finally earn?
If they can do something outside, they may not succeed, but their horizons will be greatly improved. With the previous accumulation and vision, the price given to you by the industry is different. Two years after graduation, young people should go out and work hard instead of rushing to buy a house.
(The above answers were published on 20 17-0 1-07. Please refer to the actual situation for the current purchase policy. )
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