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How much deposit is there after 90? Anonymous post-95 IT male: 745,000
Not long ago, this topic was discussed by millions of people in Zhihu.

Many netizens have left messages to expose their Alipay balance and flowers.

A string of numbers, dripping with the hard sweat of the world, interweave one by one or bizarre or ordinary life. It is not easy for strangers to live here, praise and encourage each other, and try to find their own future path from other people's stories.

Among many answers, an anonymous post-95 IT man told his own experience lightly, as if telling stories that others had nothing to do with him, but we can still find his indomitable will and strong courage between the lines-

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From Zhihu: Main screenshot.

He said that he had worked in the IT industry for two years and saved about 200,000 yuan without spending much money. He didn't win the prize, he didn't have any part-time job, and there was nothing he couldn't say.

Why does he have nearly 750 thousand?

-"Because I have cancer."

Simple, painful.

When people of the same age see that their savings are much higher than their own, everyone instinctively thinks that this is a show-off and demonstration. But after savoring this short tragic story for a long time, we realized a deep sadness and helplessness. While feeling sorry for other people's lives, I felt a little sympathy, and then a clear spring gradually flowed out of my tenacious heart, warm and clean, wishing only the best for myself and eager to water the barren spiritual world of others.

And this may be kindness.

The unexpected turn from comedy to tragedy, as expected, won the highest praise and the most blessings. A group of people cheered each other and blessed them under this answer.

I have to say, this feeling of licking each other's wounds but conveying confidence and courage is really good.

-"Don't mention deposits, it's great not to be in debt!"

Netizens seem to be joking and seriously replying.

Indeed, the trend of early consumption has spawned a huge debt group after 90 or even 00.

According to a recent financial report, the post-90s per capita debt exceeded 6.5438+0.2 million yuan;

After 90, the proportion in the lending market is as high as 49.3 1%, ranking first among peers in Asia;

And 28.57% of them use consumer loans only to repay other loans.

Among the indebted people who have the most contact with online loans and campus loans, the post-90 s has occupied an absolute main position. So far, the vast majority of post-90s really have no money, and even owe money everywhere.

"I won several year-end awards in the first year of graduation. I bought myself a set of critical illness insurance, medical insurance and accident insurance with the idea of diversified financial management. After the cancer was diagnosed at the beginning of this year, the insurance company paid a sum of money to make my deposit look ok? "

"However, this is very different from other people's answers. These are my lifesaving money. Compared with the medical expenses that can't be seen next, this money is really not much or even enough. "

-the original words came from an anonymous answer.

You can't choose an unfortunate beginning, only a lucky ending.

With his own 750,000 yuan, even though this unknown post-95 IT man is terminally ill, I believe he is still luckier than others and more full of fighting spirit.

He won't give up until the last moment. Fortunately, he has enough capital to work hard for his life and reduce the burden on his family.

But I'm worried again-how can those who don't have 750 thousand deposits resist risks?

Do you rely on compassion for the disease?

Do you rely on the tears of your loved ones?

Do you rely on social assistance?

Do you rely on the charity of fate?

Unfortunate endings are never meant to be, and lucky choices are often only in the hands of a few people.

2065438+On September 25th, 2008, I bought the first medical insurance for my dad, with a year of 3 15 yuan. It is very cheap.

I don't expect this insurance to be of any use, just because it is extremely cheap.

Why buy insurance? Because none of us can refuse this risk.

Around 20 10, my menstruation died of lung cancer.

In 20 12, my mother was hospitalized with lung cancer, and surgery and chemotherapy cost hundreds of thousands. My parents spent very little on their savings for more than ten years.

I can bear the cheap price of insurance, but I don't have the second hundred thousand yuan to bear the unknown risks of my parents or myself.

On March 27th, 20 19, my father was ill and had an operation, and he was hospitalized 12 days. * * I spent 1278 1.72 yuan, and the medical insurance reimbursed 6,000 yuan, leaving 6,000 yuan for medical expenses. Claims have been made through this insurance, and there is no payment yet, but it has been closely watched. (I will sort out the whole process of this claim later, and bring you a more intuitive and real claim case. )

On Friday, March 29th, I was still at work when my dad suddenly called.

-"When will you come back, son? I am in the hospital and will have surgery tomorrow. "

I was a little worried on the spot, so I quickly asked about the situation and was told to have an operation. When asked if the situation was serious, he replied: I don't know.

Needless to say, for the older generation of rural people, it doesn't matter what kind of surgery they have, because "surgery" itself is very serious. After all, if you want to use a knife, you may even have to gut it. It is false to say that you are not worried.

I replied, "OK, I will go back this weekend."

Hung up the phone, my in the mind suddenly a surprised! It's incredible to think that I spent 3 15 yuan insurance last year!

My father is almost fifty years old. He has been in good health for so many years. He has never been injured, let alone operated, and rarely catches a cold! However, after I bought insurance for him 180 days, he was hospitalized, aged 5 1 year, and the first operation was waiting for him.

This is "nothing if you don't buy insurance, something will happen if you buy insurance!" A spell?

For a moment, I was a little uneasy and a little lucky. The thought that I have bought two medical insurances in full is a little more comforting for an instant.

The medical expenses saved are the second, but the insurance is the bottom, so I have infinite confidence.

Because I know-we can't choose the unfortunate beginning, and the lucky ending can only depend on our own choice, and it turns out that my choice is correct.

Have you ever tasted despair? I have tasted it, and I don't want to taste it again. We can't lose any relatives in our lifetime.

Having insurance may not make us luckier, but it will definitely lead us out of despair.

Finally, I wish everyone luck and stay away from illness and pain forever. Good night~

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