Universal. Stored value card is a prepaid wallet debit card in which the issuing bank transfers its funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction. Donglaishun stored value card is widely used in China. They have a fixed face value and generally cannot be renewed. They are discarded after use. They are anonymous, do not report the loss, and do not bear interest, which infringes on the interests of cardholders and has been stopped by the People's Bank of China.