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What is the use of the rural commercial bank's gold card, thank you
1, you can enjoy the Agricultural Bank of China's VIP channel, in the Agricultural Bank of China business outlets for business can be prioritized, without queuing.

2. You can enjoy the preferential policies on handling fees for card issuance, loss and replacement, and transfer of funds.

3. Enjoy a series of value-added services provided by the Agricultural Amount Bank, such as access, medical care, roadside assistance, merchant discounts and so on.

4, there is an exclusive account manager to provide one-on-one daily financial services, you can also enjoy the exclusive financial adviser.

5. You don't need to replace your debit card with a gold card to enjoy a fee-free ATM withdrawal from other banks every month with your regular debit card. You can have three fee-free ATM withdrawals from other banks every month.

I. Agricultural Bank Gold Card Application Requirements

Agricultural Bank Gold Card is not available to all users, and there are certain requirements for the user's personal assets.

1, 30W of deposit deposit half a year fixed term does not move.

2, every day account has 10W in the agribusiness bank circulation.

Requires the user to have average daily financial assets of 100,000 yuan or more in the previous 12 months at Agribank.

Two, the difference between the Farmers and Merchants Bank gold card and ordinary card

1, credit card gold card is the most common difference is that the overdraft limit is higher than the ordinary card, if there is an ordinary card limit is higher than the gold card, then it is generally because of the ordinary card after a period of time after the limit is increased.

2, there is also the difference between free use. The gold card in the national CITIC branch counter access to money free of charge, do SMS notification free of charge. The gold card interbank withdrawals in the same city than the card more than one free opportunity. Gold card from 50,000, platinum card 500,000, the average daily balance of 500,000.

3, different banks different card type difference will be different, in addition to the more common difference in the amount. There are some other differences, for example, if the card is called XX travel card, then it may be a card co-branded with a travel company, this kind of card will enjoy more favorable prices when traveling.

4, such as some credit cards provide airport VIP service, then maybe the gold card or higher level card to enjoy this service, the ordinary card can not.

Three, rural commercial banks

1, abbreviation: Agricultural Bank of Commerce, by the jurisdiction of the farmers, rural industrial and commercial households, business corporations and other economic organizations *** with the formation of the shareholding system of local financial institutions.

2, the future development

(1) will no longer form new rural cooperative banks, rural cooperative banks to be fully converted into rural commercial banks. Qualifying shares will be completely abolished, and eligible rural credit unions will be encouraged to restructure and form rural commercial banks.

(2) Under the premise of maintaining the overall stability of the legal person status of the county (city), the provincial federation will steadily push forward the reform of the provincial federation, and gradually build a new type of relationship between the provincial federation and grass-roots legal person societies with property rights as the link, equity as the link, and regulation as the constraint, so as to truly form the interests of the provincial federation and the grass-roots legal person societies***same body.