different banks have different definitions of uses, such as decorating facades (interior and exterior decoration of storefronts, kitchens, etc.), daily working capital (including purchasing raw materials, paying salaries, etc.), purchasing utensils and equipment (kitchen utensils, tableware, electrical appliances), and opening new stores (store rent, joining fees, etc.). All kinds of uses depend on whether the handling bank recognizes them. For example, some banks do not accept purchasing raw materials and paying salaries.