Second suite definition standard:
If you buy a suite with a loan, you can find the housing through the housing registration system and then borrow money to buy a house-two sets.
I bought a suite with a loan and later sold it. You can't find the property through the house registration system, but you can find the loan record in the bank collection system, and then you can borrow money to buy a house-two sets;
If you buy a suite in full, you can find a real estate through the housing registration form system and buy a house with a loan-two sets.
I bought a suite in full and later sold it. If the house registration system can't find the property, I will borrow money to buy a house-the first set.
If the local area does not have the query conditions of the housing registration system for the time being, the bank will conduct due diligence to verify that the purchaser has a house, and then buy two houses.
There is a commercial loan record of two suites in the personal name, one set has been paid off and the other set has not been paid off. At this time, refinancing will be identified as the third suite.
There are two commercial loan records in the name of the individual, all of which have been paid off and sold, and two sets of house sales certificates can be provided at the same time. In this case, although there is no room in the name of the individual, it will be regarded as a third suite when refinancing.
A suite of commercial loans has been paid off, and another set of provident fund loans has also been paid off. At this time, whether you apply for a provident fund loan or a commercial loan to buy a house, it is counted as three suites.
Husband and wife, one party uses commercial loans to buy a house before marriage, and the other party uses provident fund loans to buy a house before marriage. After marriage, they want to borrow money in the name of husband and wife. According to the New Deal, although they are all personal loans before marriage, because there are records in the central bank's credit information system, buying a house in the name of husband and wife will still be counted as three suites.
Extended data:
As the name implies, commercial real estate is commercial real estate, so it is also called shop real estate. It is different from residential real estate with residential function and industrial real estate with industrial production function. Broadly speaking, commercial real estate usually refers to the real estate forms used for various business purposes such as retail, wholesale, catering, entertainment, fitness and leisure, which are different from ordinary houses, apartments, villas and other real estate forms in business model, function and use.
Real estate with office as its main purpose belongs to the category of commercial real estate, and can also be listed separately. The commonly used vocabulary abroad is the concept of retail real estate. Generally refers to the form of real estate used in retail industry, and in a narrow sense, it is commercial real estate.
References:
Commercial real estate-Baidu encyclopedia