It is difficult to evaluate the reliability of the bill trading platform. In my opinion, as long as it is a formal transaction, it is worthy of our trust. Bill trading is not commonly used in our daily life, and it is basically used between enterprises. Because enterprises have huge accounts in and out, they can't receive a lot of cash when trading, so they will choose bills. We know that money is the medium in transaction engineering, and this bill can be regarded as money.

However, if you want to turn the bill into your own money, you need to go to the bank to go through the corresponding procedures. Of course, the bill can also be transferred to others as an endorsement. For example, Company A issues a huge bill to Company B, and it happens that Company B owes a certain amount of debt to Company C. At this time, Company B can transfer the bill to Company C. Of course, Company C can also transfer the bill to other companies, so the bill can also be circulated in the market, but in the process of circulation, it is not necessary to directly give that bill to other companies, but to go to a special bill trading place for trading.

therefore, when we are looking for a bill trading platform, we also need to measure the risks. Some bill trading platforms support the discount function of bank bills, and many people are willing to trade on this platform because they can get money in a short time. However, the risk of this platform is also relatively high, and some platforms charge relatively high interest. In fact, the purpose of looking for a bill trading platform is to make the tax rate less and get more money in your own hands. If all the platforms are not worthy of your trust, you can also go to the bank for trading.

However, when we receive the bills, we must ensure two things. One is the authenticity of the bills. After all, not all companies are law-abiding, and there are always a few companies that will issue some short bills. The second is whether the company issuing the bill can cash it. Some companies have only 111,111 circulating funds, but they issue 1 million bills, which is also illegal.

the above is my own opinion.