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What are the application conditions for an enterprise credit evaluation company?
Application conditions of enterprise credit evaluation company:

1. Enterprises as legal persons and other economic organizations registered according to law.

2. It has been established for three fiscal years and has main business income in the past three years. The enterprise is in a state of continuous operation, not an enterprise that is about to close or stop.

3. The rating agencies shall, based on the principle of "fairness, honesty and credit" and from the standpoint of a third party, provide investors with the credit rating of the evaluated enterprise scientifically and objectively, and conduct dynamic monitoring.

4. Timely adjust and announce the changes of credit rating to provide reference for investors' decision-making.

5. Conduct in-depth research on the industries and products provided by the evaluated enterprise, and provide valuable management and financial suggestions and industry analysis reports for the enterprise.

Extended data:

Principles of perfecting the system of credit evaluation companies;

First of all, credit rating agencies should formulate work management norms, control all aspects of credit rating, and improve rating quality. For example, in the stage of rating preparation, rating personnel are required to understand the industry situation of the evaluated enterprise, and put forward the information that the evaluated enterprise should provide on the basis of grasping the factors that have important influence on the industry.

Through interviews with relevant personnel of enterprises and on-the-spot evidence collection, we can grasp the authenticity of financial data and management of enterprises, especially pay great attention to the judgment of qualitative problems.

In addition, if necessary, visit banks and other enterprises that have business dealings with the enterprise. In the stage of writing the report, a unified format can be stipulated, the rating standard should be as detailed as possible to improve operability, and facts should be ascertained as much as possible to avoid subjective speculation and ensure objective and fair evaluation.

Secondly, establish a multi-level audit system with separation of evaluation and review. For example, after rating, the rating personnel should submit it to the department manager for preliminary examination, and the department manager mainly reviews the basic information and the rating report itself.

The main content of the audit is whether the content of the rating report conforms to the actual situation and whether the format is standardized. After passing the preliminary examination, the report is submitted to the review committee, mainly to review the contents and determine the credit rating.

Baidu encyclopedia-credit rating agency