According to the average net growth rate of hybrid funds in 20 19 years, investors only need to choose a hybrid fund product that is ahead of the average level in order to get 20% income in half a year. But in 2020, in order to achieve this goal, on the basis of selecting excellent fund products and managers, we should also consider the economic environment in 2020.
The capital trend of 20 19 is very good, mainly the structural bull market of 20 19. Hybrid funds, especially partial stock funds, have achieved good money-making effects. Due to the brave performance of leading industries such as consumption, medicine, science and technology, most hybrid funds that have chosen these sectors to invest have performed well, bringing good excess returns to their holders, but the situation in 2020 is far from optimistic.
At the beginning of 2020, due to the spread of novel coronavirus epidemic, catering, tourism, retail and other industries have been greatly negatively affected. In 2020, many enterprises as a whole will face the risk of declining revenue and sharply decreasing profits. The impact of the domestic epidemic has not subsided. Recently, the epidemic began to spread around the world, and major international stock markets fell sharply. Judging from the performance of financial, infrastructure, consumption and other sectors in the current A-share market, the stock market in 2020 has insufficient stamina, and the overall upward trend is not as good as that in 20 19.
Judging from the allocation of hybrid funds, there is no fixed requirement for the investment ratio of bonds and stocks in hybrid funds. Fund managers can adjust the proportion of stock positions according to market trends, so hybrid funds can also be subdivided into different categories, such as partial debt hybrid funds, partial stock hybrid funds, balanced hybrid funds and flexible allocation hybrid funds. The different allocation of investment targets will also have a great impact on the fund's income.
20 19 hybrid funds with higher investment returns are mainly partial stock hybrid funds, while the investment returns of some partial debt hybrid funds and balanced hybrid funds have not reached a high level, and some partial stock hybrid funds have suffered losses due to the wrong investment direction.
Judging from the performance of hybrid funds in 20 19 years, the half-year average rate of return can reach about 17.5%. If fund investors choose the right managers and fund products, they will gain 20% in half a year. However, the market is always changing rapidly, and the historical performance of the fund can only be used as a reference and cannot represent the actual income in the future. In addition, the overall economic environment in 2020 is not optimistic enough, and it is not easy to reach the income level of 20 19. However, the hybrid fund with partial stocks, which performs well in hybrid funds, has high risks and may not be profitable while achieving high returns.
Therefore, investors should carefully choose investment targets and managers, and rationally allocate the investment proportion of various funds. Control risks while pursuing profits, and never take excessive risks for high profits.