How to invest in funds?
First, choose a quality fund. How to choose? First, select funds with a three-year rate of return of more than 90% and put them into the first-tier fund pool, then select funds with a one-year and two-year rate of return of more than 30% and 60%, and delete funds that do not meet the requirements. There should not be many funds left, and then observe the Sharp ratio of these funds one by one. The bigger the sharp ratio, the better.
How to buy fund investment?
After choosing a fund, how can the investment achieve the income target? Five or six high-quality funds with 700,000 positions were selected from the fund pool, and the average maximum position of each fund was 65.438+10,000. 200,000 reserve funds were put into the bond pool, and the annualized rate of return of bond funds was about 8%. First, build a second floor for each fund, and then according to the rules of the market game, use my bargain-hunting method to invest in funds.
How to sell the fund to gain income?
After buying a fund, how to sell the fund to get income? In the volatile market, we set the yield of 12%- 15% to sell half of the funds, and then continue to click on the cycle operation until we find that the fund does not meet our criteria for selecting funds, and then select other high-quality funds for rolling operation after all the funds are sold. In the structural bull market, we set a yield of 20%-30% to sell half of the funds, and then roll the operation.
I believe that after such an operation, combined with compound interest investment, the income will be greater and greater, and time will be exchanged for income.
With 700,000 yuan in hand, what investment can you make in a day 100?
One day 100, 36500 a year, annualized rate of return of 5.2 1%, not too high. At 202 1, there were many time deposits and certificates of deposit of small and medium-sized banks, and the annualized rate of return could reach about 5.88%, and now it is gradually lowered. The interest rate was just over 4%. Then the relatively safe investment can have the following options:
First, the income certificate of the brokerage firm is the only wealth management product that promises to protect capital and interest. At present, all major securities firms have their own vouchers, and some have introduced vouchers with a yield close to 6% in order to attract new customers. The time period varies from ten days to one year, and the income voucher can also be customized, that is, the term and interest of the funds can be negotiated with the brokerage company that opened the account, and generally the interest of 5.5% can be talked about.
Second, innovative structured deposits with capital preservation and possible interest exceeding 5.2 1% are floating interest based on capital preservation. Generally, a minimum interest will be given, such as 1%, and the final interest will be fixed later, just because the product is embedded with a leveraged product, and ultimately it depends on the operation of the product. If operated, the interest is fixed.
Third, bond funds are relatively less risky and generally invest in high-grade bond markets. The normal rate of return is between 6%- 10% per year. If they manage well, they will have excess income. For example, 202 1, the yields of the top 50 bonds all exceed 20%.
The above three kinds are relatively reliable, with low risk, and it is relatively easy to obtain a profit of 5.2 1%. Other equity funds, hybrid funds and stocks are relatively risky, and may lose money or obtain higher returns. Choosing whether to invest depends on one's risk tolerance.
In addition, the use of leveraged futures options, due to relatively high risk, poor operability, may lose the principal, it is recommended to choose carefully.
The above suggestions are for reference only. If you think it's good, please like it. Welcome to my headline number.
700 million: 100 yuan =? What does it look like? This is a joke. This expectation is asymmetric, so don't do anything, just 1 year, 5 years, 10 year, and the deposit bank is far more than 100 yuan.
Let's go back to the fact that an investment of 700,000 yuan earns 100 yuan every day. From the perspective of investment science, the expected value of 100 yuan is too low, which does not conform to the profit-loss ratio, that is, it does not conform to the investment logic. It is said that investment is nothing more than two major fields, the physical field and the financial field. Then according to your own strengths, don't set foot in areas that you don't understand or love! Let's talk about entities first; Set up factories, transport, commercial shops, service management, characteristic planting, natural breeding and other industries. Let's talk about financial investment, bank financial products, fixed investment of funds, savings, stocks, futures, stock index futures, options, venture capital, and so on. I said too much, maybe you don't need it. According to the investment demand, the daily profit is 100 yuan, and the matching project is futures trading, with high returns and high risks. Dare not say, don't go in if you can't! If I have trading skills, I will take 650 thousand into the bank, and the bank will make a financial plan for you carefully. Also, she Bauer, some comparisons. In addition, we will take out 50,000 investment futures, find a formal platform, and have live studio teachers. Learn the skills first, not the firm offer. It is unwise to make a firm offer as soon as it comes up. If you blindly follow the industry rules on a whim, you will lose money in hundreds of thousands of months! Learning skills from teachers also requires at least half a year of simulated trading operations. You need to form your own stable trading system and formulate a series of serious trading disciplines, such as when to trade every day, make a five-minute cycle, or make a bigger cycle, whether it is an inflection point or a breakthrough, how many orders to trade every day, stop loss control, how many points or lines you can bear, and what level of callback you can bear. Don't trade in a volatile market or an uncertain market! With trading skills, you will have trading awareness and trading discipline, and then you will start a relaxed and happy small position firm trading, and strictly control risks and manage funds! Trade with the trend! Then the daily profit 100 yuan+is expected! Investment is risky and trading must be cautious! .
With 700 thousand in hand, it's easy to earn 100 a day. The daily income 100 means that the monthly income is 3000, and the annual interest is about 5%. Now many banks can earn 5% annual interest, as long as they go to the bank to do that kind of fixed deposit, it is 5%.
Regardless of investment risks, everything is hooliganism ~ ~ ~
Money never sleeps, investing in the world, risks and benefits are always equal and matching.
High risk and high return; Low risk, low return. To a great extent, this is a golden advice and an eternal truth.
What is income?
Income is the risk pricing of the fund.
You have 700,000 yuan and expect to earn100 a day; Let's put it another way: 700,000 in cash, and the expected return for one year is 36,000.
Your annualized rate of return is: 5. 14%.
Is it high?
First, look at low-risk investment projects first.
Then, to meet the rate of return of 5. 14%, it can be said that the following low-risk investment channels need not be considered.
Including all bank wealth management time deposits, bank wealth management products, money funds, investment shops and real estate.
Because of these investment projects, the annualized income is 3 ~ 4%; Can't meet your expectations.
Second, high-risk projects.
Investment in high-risk projects, stocks, futures, gold, foreign exchange and crude oil; I think at most only one stock may be suitable for you.
Attention is possible.
Because, investing in stocks, there is a saying that 7 losses and 2 draws 1 return is the iron law.
The party who wants to make money needs investment knowledge and investment ability; It takes time and energy.
In other words, whether you are suitable for investing in stocks depends on whether you have that ability.
If you do it, congratulations, the annualized rate of return of 5. 14% is relatively easy for you to achieve.
Three. fund
The funds here include bond funds and equity funds.
Let's talk about bond funds first; Bond funds are funds that mainly invest in government bonds and corporate bonds. From the perspective of historical income, it can generally reach 6%; Moreover, the risk is relatively low.
You can consider bond funds.
Let's talk about stock funds first; Stock funds are funds that mainly invest in stocks.
General good fund companies, with this professional team management, can lose less in the bear market; In a bull market, you can earn more.
Equity funds can also be considered.
Fourth, my suggestion.
In fact, 700 thousand, you can consider investing in stocks yourself; You can also consider buying a fund.
Personal suggestion, 700,000 yuan, can be divided into two parts, one is 300,000 yuan, buy bond funds; A sum of 400 thousand, buy stock funds.
As for those complicated investment models and asset allocation schemes, I won't introduce them. If you are interested, you can study it yourself.
Remember, you can only invest by yourself ~ ~ ~
With 700,000 yuan in hand, what investment will yield 100 every day?
1. First of all, if calculated according to 365 days, the annual income is 5.2 1%, and if calculated according to 240 days of trading, the annual income is 3.43%. Your request is about 5%, which is really not high, unlike others who require 50 to 100 a day. Congratulations, your requirements will be met with a high probability, and there may be unexpected gains.
2. According to your investment experience, low-risk projects include: deposit financing, money fund, open-end fund, real estate rental, financial insurance, national debt, etc.
3. High-risk projects include: stocks, futures options, artworks, collectibles, foreign exchange, trust, advanced loans and usury, P2P online loans, gold, equity, jewelry, private equity funds, etc.
You can do business with experience. Depending on your time, energy, experience and funds, you can make mature commodities such as catering and high-flow commodities. There are many projects that need your enthusiasm and luck. Don't expect to get rich overnight, be down-to-earth and set an example first. Don't be discouraged. If a project fails, it will succeed if it leaves a chance for the survival of the transformation project. Good luck! What's the problem, you can exchange progress for * * * encouragement and * * * cooperation!
Earn 700,000 days 100. Can't you close your eyes? Don't ask here! Divide it into 70 copies, each copy is 1 10,000, find a regular university, find a few classmates to cooperate well, lend money to college students, take the postgraduate entrance examination, spend money, take the civil service examination and start a business. 10000 in 24 installments, and the interest should not be too dirty. Monthly profit 1%, partner's commission is 0.2%, which is equal to monthly profit of 0.8% and monthly net profit of 5600. Look at the risk again, 1 monthly income of ten thousand yuan 1%, and I won't be in 520 yuan every month for the 24th period. Now college students can still afford it. Id card, student ID card, and letters of guarantee from three classmates. Family information is in hand, and this money can be paid back by any family now. You have done a good deed! Mainly for freshmen and sophomores, graduates can also hold ID cards. Remember, 10 thousand is everyone's upper limit Don't lend to the same person! If you really meet someone who can't do it, there is no need to force him to introduce him to various part-time jobs. It's easy to pay 520 yuan a month! And you can also run 36 installments, so their repayment pressure is lower, which is much better than your deposit in the bank.
Thank you for inviting me! At present, the income of convertible bonds market is acceptable, which can basically meet your requirements! Since 202 1, the convertible bond market has been relatively active, and the income can be realized from the purchase in the primary market to the transaction in the secondary market, which is comparable to the fixed income!
Let's talk about primary market subscription first: you need to have a securities account, and then apply for newly issued convertible bonds. At present, an account can subscribe for1100,000 yuan by credit, and then the winning rate will be released. If you win, you will generally sign it and pay 1 0,000 yuan, and wait for the housing! The yield is about 10%-30%. This is an account. If you have multiple accounts, you can naturally improve the winning rate and the income is still good! Because convertible bonds are guaranteed, plus the aggressiveness of positive shares, there is basically no risk!
Trading in the secondary market: mainly referring to the double lows, we adopt the mode of spreading the pie, go to the secondary market to find convertible bonds with lower price and lower premium, buy in small positions, if the convertible bonds go up, sell them, if they go down, continue to add positions until the price rises to a reasonable price! Achieve revenue growth through the strategy of spreading pie!
Because convertible bonds are T+0 transactions, the transaction costs are extremely low, and they are also aggressive and are very suitable for investment. Earning 100 a day is not a dream! Moreover, you can also do reverse repurchase or money funds in securities accounts, all of which are capital-guaranteed wealth management products. Yin Hua Rili and Huabao Tianyi Monetary Fund, which are also T+0 transactions, are highly recommended and will not lose money!
I suggest you make a fixed investment in the fund, find a big fund company, such as Huitianfu and Bosera Fund, and invest in two or three funds, that is, buy one fund at a fixed time and amount every month. At present, the stock market is around 2800 points, and the fund price is not too high. Your 700,000 yuan is fixed at 40,000 yuan per month, and it is expected that you will earn at least 50% in five years, with a high probability of doubling.
Every day 100 is 36,000 yuan per year, which means how to invest to achieve an annual income of 5. 1%. Let me talk about my income first.
It has been three years since 20 17 entered the market, during which the annualized income of 10% has basically been realized.
In fact, income and risk are equal, and the higher the income, the greater the risk. But as Benjamin Graham mentioned in "Smart Investor", he put a lot of energy into building a portfolio to get the maximum benefit with the least risk. So before you plan to invest, you need to do the following three steps to start your investment career.
Determine your risk tolerance, allocate your own funds, and establish your own investment portfolio.
If you don't want to go to so much trouble, there are several options.
In fact, going to the bank to buy wealth management products also has an annualized income of about 4%, but most of them are fixed; Buying index funds and partial bonds can basically outperform bank wealth management; It is basically the same as some big V-buy index funds;
There are still many, as long as you think about it, there are still many products invested.
Some are suitable for arbitrage, some for long-term holding, some for grid trading, and some for fixed investment.
There's always one that suits you, and there's always one that can make you earn 100.
Law and Finance: This is the title number of the financial sharing record. Investment strategy: underestimate, disperse, and do not study carefully.