Citi enjoys card spending, accumulating 1 Citi points for every RMB spent in 1 yuan and 7 Citi points for every USD spent. Citi Gift Card enjoys 3 times points for overseas consumption, 2 times points for catering consumption, 5 times points for birthday consumption (except for overseas consumption and catering consumption), and Alipay/JD.com also enjoys points accumulation for payment consumption. For spending by swiping the Citi Gift Card, you can accumulate 1 Citi Gift for every RMB 12 or USD 1 you spend. For transactions paid by Alipay/JD.com, Citi Gift Card can accumulate 1 Citi Gift for every RMB spent in 25 yuan. Citi Gift Card RMB card is traded in overseas merchants (excluding Alipay), and every time you spend RMB 7 yuan, you can accumulate 1 Citi Gift. For spending by card swiping, Citi will accumulate 1.5 points for every RMB 1 yuan spent and 1.8 points for every US dollar 1 yuan spent. For transactions paid by Citibank to Enjoy Card through Alipay/Jingdong, 1.5 points can be accumulated for every RMB 2 yuan spent. When the RMB card from Citibank to Enjoy Card is traded in overseas merchants (excluding Alipay), 2.5 points can be accumulated for every RMB 1 yuan spent.