Legal analysis: First, negotiate, and negotiation fails to bring a lawsuit. 1. It is suggested to sue the court for repayment as soon as possible. 2. After winning the case, if the other party fails to perform the court judgment within the performance period, it may apply to the court for compulsory execution. 3. After accepting enforcement, the court will inquire about the property, vehicles, securities and deposits under the debtor's name according to law. 4. In addition, there is no executable property in his name and he refuses to carry out the effective judgment of the court, so he will have negative information such as overdue payment recorded in his personal credit report, and will be restricted from high consumption and entry and exit, and may even be punished by judicial custody. 5. In the case of refusing to execute the judgment or ruling, it is suspected of refusing to execute the judgment or ruling.

Legal basis: Article 313 of the Criminal Law of the People's Republic of China refuses to carry out the judgment or ruling of the people's court, if the circumstances are serious, it shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine; If the circumstances are especially serious, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined. If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.

in article 188 of the civil code of the people's Republic of China, the limitation period for requesting the people's court to protect civil rights is three years. Where there are other provisions in the law, such provisions shall prevail. The limitation period of action shall be counted from the day when the obligee knows or should know that the right has been damaged and the obligor. Where there are other provisions in the law, such provisions shall prevail. However, if more than 21 years have passed since the right was damaged, the people's court will not protect it. Under special circumstances, the people's court may decide to extend it according to the application of the obligee.