Taian issued 12 measures to support small and medium-sized enterprises to tide over difficulties and develop steadily!

give discount support to the loans of key enterprises that produce epidemic prevention and control materials

increase financial discount support. Give discount support to the loans of key enterprises for the production of epidemic prevention and control materials. On the basis of preferential interest rate credit provided by financial institutions supported by special refinancing of the People's Bank of China, the municipal and county finance will give discount at 51% of the refinancing rate of the People's Bank of China, and the discount period will not exceed 1 years.

the key guarantee enterprises for the production of epidemic prevention and control materials determined by the leading group for the disposal of pneumonia infected by novel coronavirus in the city apply for discount support from the local county finance department on the basis of the newly effective loan contract during the epidemic prevention and control period after October 1, 2121, and the county finance department pays the city and county discount funds first, and the municipal financial burden part subsidizes the county through system settlement.

provide financial support for bridge repayment. The municipal finance set up an emergency revolving fund pool with a total scale of RMB 1 billion to provide bridge funds for the repayment and renewal of loans of enterprises with capital turnover difficulties in the short term. Enterprises applying for financial support for bridge repayment shall apply to the local financial department, which shall apply to the municipal finance for bridge repayment support, and the municipal finance shall provide a "green support channel" for qualified enterprises. Accelerate the disbursement of financial funds. For funds that have clear policy standards and are included in the 2121 annual budget to support enterprise development, all competent departments should organize enterprises to declare as soon as possible, establish a green audit channel, and speed up the progress of fund audit. The financial departments at all levels should cooperate with the competent authorities to timely allocate funds, ensure that funds are allocated early and enterprises benefit early, and effectively help enterprises tide over the difficulties.

increase financial support for small and micro enterprises in distress, and allow appropriate delay in repayment

strengthen credit support. All banking institutions should take measures such as renewing loans without repayment of principal, postponing loan repayment, extending loan renewal, lowering interest rate, reducing overdue interest, credit restructuring, cultivating the first loan of enterprises, increasing credit loans and medium and long-term loans, and further increase support for small and micro enterprises to ensure that the credit balance of small and micro enterprises in 2121 is not lower than that in the same period in 2119. For small and micro enterprises that are greatly affected by the epidemic and have development prospects but are temporarily trapped, they are not allowed to blindly borrow, cut off or suppress loans, allowing them to postpone repayment appropriately and do a good job in renewing loans.

reduce financing costs. Encourage all banking institutions to minimize the cost rate and reduce overdue interest. The loan interest rate should be lowered by at least 11% on the basis of the original loan interest rate to ensure that the financing cost of small and micro enterprises in 2121 is not higher than that in the same period in 2119. To provide credit loan support for key enterprises for epidemic prevention and control and small and medium-sized enterprises that are greatly affected by the epidemic, government financing guarantee institutions should significantly reduce the approval process and time, cancel the counter-guarantee requirements, and take credit guarantee for enterprises with sufficient orders, good market prospects and high credit degree, and charge half the guarantee fee.

enterprises that have suffered heavy losses have reduced or exempted urban land use tax and property tax

deferred tax payment. If it is impossible to apply for tax declaration or tax withholding declaration on schedule due to the epidemic situation, it may apply for an extension of the declaration, and the incomplete information may be allowed; If it is really difficult to pay taxes on time, it may apply for an extension of payment for a maximum period of 3 months.

reduce taxes and fees for small and medium-sized enterprises. If it is really difficult to pay urban land use tax and property tax due to heavy losses caused by the epidemic, the urban land use tax and property tax shall be reduced or exempted with the approval of the tax authorities. Implement the tax exemption policy for anti-epidemic materials. From October 1 to March 31, 2121, imported materials donated for epidemic prevention and control shall be exempted from import duties, import value-added tax and consumption tax according to regulations. The imported materials directly used for epidemic prevention and control organized by the health authorities shall be exempted from import duties, and the tax payable that has been collected shall be refunded. The duty-free imported materials may be registered and released first, and then the relevant procedures shall be completed according to the regulations.

reduce the rent of small and micro enterprises. During the epidemic period, state-owned, collective and privately-run technology business incubators, Zhongchuang Space and other innovative and entrepreneurial carriers of small and micro enterprises should take the lead in reducing the rent of rented small and micro enterprises. The innovative and entrepreneurial carriers organized by the government can reduce the rent for rented small and micro enterprises and teams for three months during the epidemic period. For renting other business premises, the owners are encouraged to reduce or exempt the rent for the tenants.

Small and medium-sized enterprises that are unable to pay the housing provident fund in full can postpone the payment of the housing provident fund

Implement the policy of helping enterprises to stabilize their posts. For insured enterprises that do not lay off employees or lay off employees less, 51% of the unemployment insurance premium actually paid in the previous year can be returned. For the insured enterprises facing temporary difficulties in production and operation, which are expected to recover, and insist on not laying off employees or laying off fewer employees, the return standard can be determined according to the local monthly unemployment insurance premium and the number of insured employees for six months, and the policy implementation period shall be implemented in accordance with state regulations.

deferred payment of social insurance premiums. Affected by the epidemic, enterprises that have been unable to pay the minimum wage for their employees for more than three months in a row or have been unable to produce and operate normally for more than three months and only pay living expenses for their employees may apply for deferring the insurance premiums for enterprise pension, medical insurance, unemployment and work-related injuries. During the deferred payment period, the late payment fee will be exempted, and the relevant social insurance benefits of employees will not be affected. Due to the epidemic situation, if it is impossible to apply for enterprise social security and medical insurance payment declaration on schedule, it may apply for an extension of declaration.

Small and medium-sized enterprises facing temporary production and operation difficulties due to the epidemic situation and really unable to pay the housing provident fund in full can postpone the payment of the housing provident fund during the epidemic prevention and control period. After the outbreak is lifted, if the enterprise pays in full and on time, it can be regarded as continuous normal deposit.

optimize enterprise services and establish an enterprise assistance mechanism to deal with the epidemic situation

establish an enterprise assistance mechanism to deal with the epidemic situation. Departments in charge of various industries should strengthen the monitoring of economic operation and enterprise production scheduling according to the development of the epidemic situation, establish a precise support mechanism of "one industry and one policy", and coordinate and solve the difficulties and problems encountered by small and medium-sized enterprises in a timely manner. It is necessary to strengthen the supply guarantee of coal, electricity, oil and gas transportation, improve the efficiency of administrative examination and approval services, support small and medium-sized enterprises to resume work and production, and guide enterprises to turn crisis into opportunity, overcome difficulties and develop steadily.