The company with five insurances and one gold needs to bear part of it and deduct it directly from the company's bank account, and the employees also need to bear part of it and deduct it from the employee's salary. The monthly social security and provident fund expenses are:

Endowment insurance: unit contribution ratio:19%; Individual contribution ratio: 8%.

Unemployment insurance: unit contribution ratio: 0.8%; Individual contribution ratio: 0.2%.

Industrial injury insurance: unit contribution ratio: 0.5%; Personal contribution ratio: no payment.

Maternity insurance: unit contribution ratio: 0.8%; Personal contribution ratio: no payment.

Medical insurance: unit contribution ratio:10%; Individual contribution ratio: 2%+3.

Housing accumulation fund: unit contribution ratio: 43.1%; Individual contribution ratio: 22.2%+3.

Extended data:

Handling of five insurances and one gold:

(1) social security and provident fund account opening

Enterprises need to open accounts for social security and provident fund at the Social Security Bureau and the Provident Fund Center within 30 days from the date of establishment. After opening a social security account, you will get the social security registration certificate, and after opening a provident fund account, you will get the unit provident fund registration number.

(2) Increase or decrease personnel

Every month, the company will add new employees to the company's five insurance and one gold account and delete employees who have left the company from the account. Social security and provident fund accounts are two independent accounts, and the operation of increasing or decreasing employees must be carried out in two accounts.

(3) Confirm the payment base

The unit needs to declare the correct payment base of five insurances and one gold for employees every month to ensure the normal payment of five insurances and one gold. The payment base of five insurances and one gold is the average salary of employees in the previous year or the salary in the first month of employment.

(4) Five insurances and one gold payment

Enterprises, banks, social security/provident fund management institutions sign bank payment agreements, and directly deduct five insurances and one gold fee from the enterprise bank account at a fixed time every month. Of course, enterprises can also choose cash or check to pay at the site of the five insurance and one gold management institution.

Baidu encyclopedia-five insurances and one gold