1, preferential merchants: including gas stations, supermarkets, large chain restaurants, etc. , the credit card handling fee is 0.38% of the transaction amount. For example, if a merchant uses a credit card to spend 100 yuan, the merchant needs to pay a handling fee of 0.38 yuan to the bank.

2. Standard merchants: including retail stores and restaurants. The credit card handling fee is 65438+ 0% of the transaction amount. For example, if a standard merchant uses a credit card to spend 100 yuan, the merchant needs to pay a handling fee of 1 yuan to the bank.