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CITIC Credit Card bonus hunter
Credit card slang: What do you mean by "moving bricks", "wool" and "leg hair"?

Like "Zongzi" and "Ghost Blowing Lights" in the notes of grave robbery, the credit card industry also has its own slang. In this issue, Mr Aika will share these slang words with you.

Basic common words

brick

"Brick" refers to 10000 RMB, and "moving bricks" refers to saving money in the bank to get the opportunity to obtain advanced debit or credit cards. For example, the sunflower card of China Merchants Bank needs to move 50 bricks, which is 500,000 RMB.

The word "brick" comes from the appearance of 1 10,000 yuan, which looks like a red brick.

wool

Credit card/bank card points or activities can gain benefits/rights, namely "bonus hunter", that is, points are gained or benefits/rights are used through activities, such as three-time pick-up and drop-off of Pudong AE, 9-point rights of CITIC, etc. , can be called "wool".

Wool comes from sheep. "bonus hunter" usually takes time or money, sometimes it is free, and sometimes it is "cheated", which means that the time/money cost is greater than the wool itself.

At present, the concept of "wool" is not limited to banks, but has been extended to hotels and airlines, including "small wool" and "big wool".

longan

At first, it refers to a beautiful female bank teller, and later it refers to a teller.

protection money

Staging fees or fees paid by cardholders for issuing cards and withdrawing cash.

little dark room

The first generation refers to the VIP room of China Merchants Bank. Later, it generally refers to being blacklisted by the bank because of cardholder violations and refunds. For example, the little black house of China Merchants Bank (temporary quota cannot be mentioned) and the little black house of Shanghai Pudong Development Bank (red envelope single digit) are divided into short-term and long-term.

One by one

As the name implies, you can apply for another bank card through the bank card you already have. If you hold PUFA Super White, it can be used as one of the application materials when applying for AE White/Private Bank of China Merchants Bank. Similarly, there is the word "supporting" of hotel membership card. Holding SPG gold card can be matched with Wanhao gold. Unlike bank cards, this "matching" is carried out among different hotel members of the same company.

Leg hair card

Cards that "run errands" on ATM machines and then repay for credit card points, such as China Merchants Bank's "leg hair card", are free to withdraw cash for the first time every month-Young card, GQ co-branded card, Weibo Daren card, etc., and a single card can get 100 points for every 2,000 yuan spent.

China Merchants Bank's "leg hair card" has become a swan song since May this year.

bank

Xiao Zhao-China Merchants Bank

The homonym of "Zhao" is sometimes spoofed as "bad behavior".

Malaysia Bank-Industrial and Commercial Bank of China

It is said that tellers in other banks are mostly young women, and ICBC takes the Lufthansa route. Older women are mostly tellers and are ridiculed as "bank aunts". Some card friends also call ICBC "Universal Bank". This statement is because ICBC used to have the highest market value among many banks, so it was nicknamed "Cosmic Bank". Mr Aika prefers "Aunt Bank", which looks very kind.

Abandoned Bank-Guangfa Bank

I have to admire the whimsy of the card friends, combining "width" and "hair" into one, and the "waste" line comes from this.

Mr. Aika thinks that the statement of "scrapping the bank" reflects more that the credit card of Guangfa Bank is not cost-effective, but recently Guangfa Bank has made great efforts to become a wool potential stock.

Hou Zihang-Shanghai Pudong Development Bank

Card issuance is irregular, such as AE white, some card friends apply for seconds, some card friends move bricks more than n, and other high-end card blessings are rejected by seconds, so card friends call it "monkey" or "monkey line";

Some card friends said that the law popularization was named after a "Great Sage" event, and Mr. Aika preferred the former statement.

Bank of China

Credit card quota is completely based on deposits, so it is gradually called "brick line" by everyone.

Card organization

International credit card organizations, bank card transfer clearing institutions, and bank card clearing business refer to capital settlement between a number of banks or institutions (non-financial payment institutions) licensed to engage in financial business when bank cards are traded across banks, and assist in the transfer of funds.

At present, there are six major card organizations:

VISAInternational, abbreviated as v.

MasterCardInternational, abbreviated as m.

AmericaExpress, abbreviated as AE.

China UnionPay Co., Ltd. has no English abbreviation. . .

Diners club

Japan International Credit Card Company

other

There are some such as LLJ, TD, TX, saute spicy chicken, chicken and so on, which are not mentioned here, so you can understand.

Well, this issue of the "black letter" guide for novice credit cards ends here, hoping to let more novice cardholders get started quickly.

Financial Management | bonus hunter-On the Choice of Credit Card Rights and Interests

Premise: This article is suitable for people with low annual income who don't want to open a rigid annual credit card.

There are many kinds of wool rights. For example:

Fitness (five-star hotel fitness, golf -36+ 1 CITIC high-end card sports rights, etc. )

Medical treatment (tooth cleaning (China Merchants Bank Classic White), expert registration, physical examination)

Entertainment (movies, tickets)

Food (restaurant discount)

Shopping (online and offline, domestic and overseas)

Airport (VIP, cip)

Cars (refueling, rescue, car washing)

When we do reading comprehension, we will be asked about the author's intention.

When we use credit cards, we should also think about the intentions of banks. Of course they want to make money, and the way to make money is to hope that you can spend more money. The way we spend more money is when it is difficult to "go from luxury to thrift"-when we realize the benefits of consumption upgrading, we will realize that there are still these things to buy in buy buy, and then it will be out of control.

1. Save. You know, for most people, credit cards themselves can't help you make money. Basically, it can only make you more affordable when buying rights (usually non-basic expenses). So when you see an interest, first ask yourself if you need it. If you don't need it, it's over.

2. Streamlined. Because there are so many different cards, it is particularly easy to forget the repayment, especially to forget to collect enough consumption times, and the annual fee is deducted, so computer records are needed. Therefore, we must first streamline our rights and interests and give up those dispensable rights and interests. Secondly, we should streamline the number of cards and banks.

3. Diligence. Wool is usually short-lived, so we should seize the opportunity.

But first, we need to tell ourselves that there is no such thing as a free lunch-wool comes from sheep.

With this belief, let's analyze whether we need this kind of rights.

A. If you need this right, you can enter this pit;

B. if you don't need this right, see if it is easy to grab it. If it's not easy to catch, don't into the pit. If it's open or easy to grab-

B 1。 If this right is easy to transfer and can make money, into the pit can be considered;

B2。 If this right is not easy to transfer, but it is still affordable, and you are willing to enjoy this consumption upgrade, you can take into the pit as appropriate;

B3。 If this right is not easy to transfer and the cost performance is not high, there is no need for into the pit.

I think to judge whether an interest value is worth it, you can roughly estimate how much you are willing to spend on it.

For those who spend too little every month, there is no way to get too many points without a "chicken farm". For them, rights and interests are far more important than points.

For people who don't change mileage, points are not very valuable. The integral is basically around 500- 1000: 1 in exchange for other things.

If the points are not enough to exchange for the annual fee, you may have to consider returning the card. Then this card may really not be suitable for you? Unless the permissions provided here are just needed.

I currently have: Shanghai Pudong Development Bank (UnionPay, Youth Card, jcb, visa) and Bank of China (visa and jcb).

My consumption habits: online payment accounts for more than 50%.

The rights and interests I need now:

Shopping (Haitao, online shopping), medical care (tooth cleaning, registration), food (dinner), car (refueling, car washing).

The visual value is100,500,100,300.

Waiver of rights and interests:

Fitness (no corresponding outlets),

Entertainment (at least not this year),

Airport (too few trips, too many jcb).

In view of these projects, several to-do items are listed:

These days, if you don't want to surf (but learn this skill), go to the supermarket to buy a mask first and use up all the cosmetics stocks.

Give up medical rights and interests and not apply for China Merchants Bank for the time being.

Pufa cuisine was not covered, and BOC cuisine was not discovered in time. You should continue to see BOC cuisine.

Refueling and car washing: the most important thing at present. Prepare to start with Minsheng in card+Minsheng fuel card. 1 card in card +2 truck white. It is not easy for people who can spend 3w every year.

My grass planting card:

1. Minsheng in card+Minsheng gas card. 1 card in card +2 truck white. Solve the refueling problem.

2.AE is white, and the annual fee is equivalent to 1000. God card now. Let me see if I should apply.

3. The essence of 3.ABC is white. Ask the local bank how many bricks they need.

4. My weeding card: Bank of Communications has been completely abolished. Goodbye.

Personally, I think the wool is worth it.

Huaxia Starbucks. Huaxia Puka is ok. Aunt Lan said that all Huaxia cards only have Alipay points. Check what card network pays points.

My wool todo record

Extract PUFA stream before 0423

50 coupons of ICBC before 0430

This is a small 12 article on 20 17.

Category: hobbies

20 17.3.23

Ping 'an Credit Card Recharge Method

Ping An Credit Card can pay attention to activities and holiday offers to get wool.

There are many preferential activities of Ping An Credit Card. At the same time, there will be full coupons for consumption on the e-commerce platform, and you can get wool when you get coupons. At the same time, corresponding activities will be launched on holidays every year. Usually, you only need to pay attention to the event announcement within one week before the festival, get the coupon in advance, and spend it before the card expires, so you can enjoy the preferential price.

The purpose of credit card activities is to improve the utilization rate of users, so many corresponding consumption discounts will be provided to promote users' consumption. When users enjoy discounts, the consumption amount will also increase.

Credit Card bonus hunter Raiders: If you can afford it, which credit card will become the main credit card?

Nowadays, credit cards are becoming more and more popular. There are a lot of card promotion and credit card promotion in various banks. Give small gifts from time to time, and even many people scramble to get free gift cards. It used to be "socialist wool", but now it is "bank wool".

It is relatively simple to use the "bonus hunter" credit card, because many activities are carried out by credit card. As long as you pay a little attention at ordinary times and choose the right credit card when spending, you can successfully "win" the "wool". For example, netizen CXY 1 actually received nearly 10 boxes of milk by swiping Minsheng credit card; Netizen "I have a happy tree" successfully "grabbed" a set of Supor cookware with the credit card of Shanghai Pudong Development Bank; Netizen "byby" used Ping An Credit Card to pay for 10 yuan movie tickets. As a post-80s white-collar worker, Li Si is also a member of the "wool clan". Recently, she got a good product-Card Opening Consumption 199 yuan, that is, a leisure folding chair. "I am an online shopping madman and often sweep goods in Taobao. A few days ago, my colleague recommended me to apply for a Taobao card in Zhang Zhongxing. I made one without hesitation. I didn't expect them to do promotional activities and send chairs! If it is a newly applied Taobao card, you can get a folding lounge chair with a value of 100 yuan as long as you spend more than 199 yuan in a single transaction at a physical merchant or Taobao Mall, or handle the' installment purchase' business. It's so cool to' smash' a chair in China Bank so easily! "

While everyone is busy drying credit cards from scratch into wool, some netizens' tips on drying credit cards come from bonus hunter. If you want to scrape wool with a credit card, you might as well learn. Saving money starts with "wool" as a credit card.

To understand the true meaning of "wool" credit card, we must first choose a reliable and easy-to-use credit card to open up the situation! Credit cards can be seen at a glance if they are not reliable and affordable! Don't just stare at some small gifts on the clerk's desk. If the bank is willing to give you the benefits of real money when handling the card, then I understand you!

Fashionable and convenient online card handling is the first choice for more and more new people. Bank of Communications Credit Card launched the online application of special circumstances credit card, and the credit card application was successfully presented 100 yuan. 100 yuan credit cards are not as good as those piggy banks, chopsticks, lunch boxes and the like! Besides, you can stay at home and the card can be sent to you by post soon.

Although all kinds of dazzling activities are tempting, in the final analysis, it is most cost-effective to pay less real money! You can save more money by using Bank of Communications credit cards, cooperative merchants all over the country, and timely and full refund of credit card payment and other preferential activities. In short, it is the same harvest, pay less!

In a search in official website, the cooperative merchants of Bank of Communications credit cards spread all over the country, as well as in the fields of catering, entertainment and leisure. If you are interested, you can go and see if there are any stores you frequented. If so, we can't miss this opportunity of "bonus hunter"! Because most cooperative merchants can enjoy the exclusive discount of Bank of Communications credit card when spending by credit card.

Symbolic preferential credit card activities of Bank of Communications. Go to supermarkets, gas stations and other cooperative stores to spend credit cards every Friday. If you reach a certain amount, you can return 5% of the credit card. This activity is long-term, and it can provide you with such a "bonus hunter" every week to earn credit card payment.

Sun-drying wool: The landlord and colleagues often go to a Sichuan restaurant at noon, where they can enjoy a 20% discount and spend around 200 yuan. A 20% discount will save almost 20 yuan at a time. It is common to go more than a dozen times a month, and now I have won a discount of more than 200 yuan. And the most popular Friday. Go to the supermarket to swipe 200 yuan every Friday, and pay by credit card 10 yuan.

Although the points are only derivatives of credit card consumption, the reuse value behind them is still worth "smashing" again. Especially now, in the eyes of merchants, the loyalty of users is becoming more and more important, and when the trick of locking customers with the use value of points is becoming more and more reliable, everyone can't help but take points seriously-they can "surprise" a lot!

You know this! It's very convenient to go abroad with a credit card. Now I have 10 times points, which is hard to come by. Sun-drying "wool": In the past two years, the landlord exchanged the credit card points of Bank of Communications for many things, such as locks and induction cookers.

No matter which move, if you want to "win" the "wool" of the bank, you have to pay more attention to the activities of the bank, and which bank's activities are affordable, you should mainly brush the credit card of which bank.

What does bonus hunter mean?

Now, people represented by the post-80s and post-90s have a strong interest in some preferential activities carried out by banks and other financial institutions and various businesses, and such a group of people have appeared specially, collecting preferential information from various financial institutions and various businesses, and spreading it widely in the network and friends circle. This behavior is called bonus hunter.

The definition of "bonus hunter" is getting wider and wider, and it has penetrated into various fields. Many activities, such as taxi tickets, take-away tickets, discounts, and free phone calls, can be called bonus hunter.

Extended data

In the spring of 2065438+2005, Bank of Communications Credit Card released the contents closely related to bonus hunter, such as launching: weekly brush; Monthly push-three people were successfully recommended to get a 7-inch tablet and six people got a 10-inch tablet; 20 15 the fifth refueling activity of the most red star; 20 15 the hottest Friday supermarket activity; Consumption abroad 10 times integral; Pizza Hut full 120 yuan reduced 19.99 yuan;

The mobile terminal is successfully bound to send 10 yuan credit card payment, etc. The concept of bonus hunter is put forward to guide cardholders to participate in credit card swiping activities, create higher-value consumption habits, and let users enjoy the happiness brought by bonus hunter while improving their quality of life. Cardholders can also check their bonus hunter scores in real time through credit card official website. These are bonus hunter's best performances.

Baidu Encyclopedia-bonus hunter

This is the credit card bonus hunter and CITIC Credit Card bonus hunter launched at the end of this year. Did you find the information you needed?