A. Agricultural bank loan application process?
Conditions:1. 18-65 years old, in good health, with the nationality of the People's Republic of China*** and the country, valid proof of identity and full capacity for civil behavior.2. Have a fixed residence in the local area.3. Have a stable occupation, a stable and legal income or personal legal assets sufficient to repay the principal and interest of the loan.4. Have a better credit record, no gambling, drug addiction and other bad habits.5, Open a personal account with the Agricultural Bank of China and be willing to accept the credit and settlement supervision of the Agricultural Bank of China. Procedures:1, the customer puts forward personal comprehensive credit loan application and submits relevant information.2, the bank carries on the investigation, examination and approval.3, the bank and the borrower sign the credit contract and the loan contract.4, the pledge method credit for pledge formalities.5, the borrower according to the agreed repayment method to repay the loan principal and interest.6, for the settlement of the loan formalities.7, the borrower is not required to pay the loan principal and interest.8, the borrower is required to pay the loan principal and interest. Extended information:Agricultural bank loan advantages: 1, a credit, revolving use: can be based on mortgage, pledge, guarantee
Two, agricultural loan application report
Agricultural loan application report
Agricultural loan application report
Agricultural loan application report is how it is? I have compiled 4 sample agricultural loan application reports for you, hope it can help you.
Agricultural Loan Application Report Sample (A) Cultivation and Planting Specialty Cooperative:
I, a member of the Department of the person, agricultural household registration, identity card number. In June 2014 initiated the establishment of "breeding planting professional cooperative", registered capital of ten thousand yuan; cooperative planting base is located at a distance of kilometers. At present, the cooperative is actively striving to create "municipal model farmers' professional cooperatives".
Since its inception, the cooperative has gained the care and support of the authorities at all levels and township leaders, the Society conscientiously implement the scientific concept of development, in order to develop green ecological agriculture for the purpose of mainly engaged in the organic vegetables and fruits, livestock and poultry, sightseeing flowers, inland aquatic products, Chinese herbs, and other agricultural and sideline products, planting and planting, sales. Cooperative and has been registered to create "" own brand for the publicity and promotion of the above agricultural projects, in the form and brand development of eco-agriculture and agricultural leisure and tourism, parks and supporting the provision of special food and beverage, recreation and other services. Now set up strawberries, grapes, flowers, professional and technical staff team and management team.
Cooperative spirit of "quality, integrity, health" business policy and "quality is gold, service is the heart" business purposes, as well as "people-oriented, honesty and survival, brand development "business and management philosophy, the implementation of decision-making, implementation and supervision of the separation of the internal development and constraints of the enterprise mechanism, and continue to introduce advanced modern enterprise management ideas, with the times and continuous innovation, and strive to build a highly professional, efficient and innovative spirit, high efficiency and team spirit of professional cooperatives of farmers.
By December 2015, the cooperative has completed the signing of the transfer of more than 500 acres of land. Among them: strawberry planting more than 50 acres, has built a steel frame greenhouse more than 33,000m2; another plan at the end of 2015: to complete the vineyard area land finishing 200 acres, the introduction of grapes 100,000 seedlings, build grape planting steel frame more than 30,000m2; complete the vegetable planting land finishing 200 acres, planting seasonal vegetables 50 acres. Utilizing the advantages of our ponds and reservoirs, we have stocked more than 50,000 fish fry. The cooperative has developed 43 poor members, driving more than 290 households, solving the rural employment of more than 290 people, driving members of the household income of 12,000 yuan, driving the neighboring farmers average household income of 0.8 million yuan.
According to the cooperative industry planning and positioning, **** is divided into three phases of the implementation of investment and construction, the park plans a total investment of 5 million yuan. Among them, a period: the completion of the land has been transferred to the finishing, strawberry park construction, technical management team set up to achieve the strawberry park formally put into operation and establish a brand; two: the completion of grapes, vegetable parks, catering and leisure and other configurations of the construction of facilities to achieve the operation of all put into operation and improve the branding of the operating mechanism; three: the completion of the construction of rural hotels and other leisure supporting projects, as well as the remaining land in the park renovation and finishing works, to achieve the rural tourism project officially put into operation. Project, to realize the rural tourism project formally put into operation. Up to now, the park has invested a total of more than 2.8 million yuan, mainly from the promoters of self-funding and members of the subscription part, has basically completed a phase of the investment plan and the progress of the construction, mainly for the completion of the park more than 500 acres of agricultural land in the early stage of the land consolidation, as well as the strawberry park, ancillary facilities, staff wages and publicity and promotion.
According to the cooperative industry planning investment progress and financial needs, the cooperative is now special to your bank to apply for a loan to support agricultural development, the cooperative plans to apply for a loan amount of 2 million yuan, the loan period is planned for three years, mainly used for the park's second and third phase of the construction of the investment in the use of (including: vegetables and vineyards area seedlings and greenhouse construction, the introduction of flowers and greening, etc.), Supporting engineering infrastructure construction, land transfer rent, park labor costs, the purchase of agricultural materials, working capital and operating expenses, etc.), I implore your bank to give strong support and help.
The cooperative has now put into operation the strawberry park this season is expected to earn 800,000 yuan, in addition with the park's second and third-phase construction projects and put into operation, will also realize the recovery of funds, the Society is fully capable of repaying the loan principal and interest on schedule. The cooperative will also be committed to build a high-quality, high standard, healthy and green modern ecological agricultural cooperatives, as soon as possible to achieve "cooperatives and society's economic and social benefits win-win" goal of the establishment of the cooperative, to promote the healthy development and growth of cooperatives and the practical realization of the farmers to increase income, and make a greater contribution to the development of the economy!
This!
The planting and rearing planting professional cooperative
Legal representative:
Year-month
Agricultural loan application report sample (two) Honorable Agricultural Bank of China, XX branch:
I am xxx, xx County, xx County, xx Town, XX Village, XX Province, xxx, is now xx years old, male, in good health. Before this has been engaged in wooden house decoration work and outside the temporary labor. During this period I have been considering my life in the end is always engaged in wooden room decoration or another other job? I decided to start my own business in xxx. Starting from the bottom, first buy a storefront as the basic business. The business is to sell all kinds of fruits and vegetables. The motivation for starting a business is because my wife is still young and my children are growing up, plus I am still young and strong. This also creates a good environment for me to start a business. I must seize the opportunity and work hard. But because I have two sons and a daughter are still in school. All my life's work and money have been invested in them. Now it's hard to beat a hero for a penny! Look at the future of the light and behind the pain I constantly sigh! Think and think I only to your department request support, temporarily lend me xx million dollars, to solve the urgent need! I assure you that the Ministry, in the period of xxx years I will be sure to pay off with interest! Please believe me. I have the goal and energy, more capable of repayment. I hope that your department to allow as a thank you!
This is
Salute!
Applicant: xxx
Xxx year x month x day
Agricultural Loan Application Report Sample (3) I. Introduction to the basic situation of the company:
(I) Basic situation of the company
The company is mainly engaged in the fixed-point slaughtering of hogs, cows, and sheep (second level), livestock and poultry processing and sales, breeding of hogs, cows, sheep, chickens, and rabbits; Wholesale, Retail metal materials, construction materials, chemical products, general machinery, electrical equipment, wire and cable, instruments and meters, hardware and electrical appliances, sales of automobiles, motorcycles, motorcycles (you read the company loan application letter sample from: Fanwen Daquan) torches and parts; acquisition of waste materials and scrapped automobile recycling and dismantling and other businesses. Registered capital of xxx million yuan, the nature of the company is a limited liability company. Existing employees xxx people, including: university degree xx people, secondary education xx people, all kinds of professional and technical personnel xxx people. xxx Ltd. since its inception, has repeatedly been named xxx; consumer trustworthy company;; heavy contract, trustworthy company; top ten private companies; private companies taxpayers; advanced private companies; and trade work of the advanced collectives, is the xxx disk big disk strong and key protection of private companies. One of the company, is the county's leading livestock and poultry breeding company. Group has a strong development momentum and brand advantages, has been in good faith, efficient, pragmatic, dedication; company spirit, dedication to society, return to the public. Integrity-based, casting the brand, quality service, win the market business theory, disk large and strong Weiwang, so that the company has become xx livestock and poultry farming, food development of an important support for the development and prosperity of xx local economy to make greater contributions.
(II), the company's corporate credit
Mr. xxx, chairman of the board of directors, was born in xxxx in x month, Tsinghua University MBA graduates (business administration courses), xxxx in x month enlisted, xxxx in x month demobilized to xxx company work. With the spirit of advancing with the times and enterprising spirit of xxx, in xxxx in xxxx, without pay to leave his job to start his own business, is now a member of the Standing Committee of the xx Political Consultative Conference, the xx Federation of Industry and Commerce, vice president of the xx Glorious Business Association, xx People's Procuratorate invited prosecutor, xx Public Security Bureau of the Law Enforcement Supervisory Officer, xx Hardware Chamber of Commerce member. He has been awarded the honors of "Advanced Private Company Director (Manager)", "Outstanding Member of the Federation of Industry and Commerce", "Glorious Careerist" and "Laid-off Venture and Re-employment Star" of XX City, etc. He is a company owner who is honest, good at management, knows how to manage, and is rich in the spirit of practical work. xxxxxxxx Co., Ltd. is led by him, and he constantly introduces the advanced modern company system, strengthens the foundation of the company's management and builds an excellent company culture. Construct excellent company culture, adhere to the high quality, high efficiency, integrity, service to the customer's business policy and quality is gold, service is the heart of the "business purposes, unity, sparing no effort, advancing with the times, and constantly committed to expanding to a new breadth and depth, to build a team with a high degree of dedication, high efficiency and innovation, efficient teamwork, food production and processing as a leader, to build a brand assured that the brand of meat, create a super Times style of first-class products, the establishment of high-quality, high-level xx comprehensive company.
The company has always been credible, abide by the contract, currently in the Bank of China xx branch, rural credit cooperatives xx federation has credit relations, in the process of dealing with the bank, has never been on schedule to pay interest and return the loan principal. The fulfillment rate of the contracts concluded with the operating customers is 100%, and we have been awarded as the unit of abiding by contracts and emphasizing credibility by the relevant departments for many times. It has been recognized as AA grade company by Bank of China XX branch and AAA grade company by Chongqing Credit Union. The company is in good operating condition, strong management ability, strong operating capacity and profitability, high credibility, development prospects, in order to expand the scale of operations, disk large and strong company, the development of new projects, but the company's working capital is insufficient, is now applying to the Agricultural Bank of China for a project loan and short-term loan of liquidity, due to the company's business projects are good, good, with sufficient sales revenue and cash inflow, the company promises to We will repay the loan and interest on schedule. For this reason, XX Company is fully capable of repaying your bank's project loan and working capital short-term loan, to ensure the security of your bank's loan.
(3) Business equipment and licenses
Business license is complete, the company has a secondary livestock and poultry slaughtering and processing plant in the city of xx, xxx pigs, cattle, sheep designated slaughtering and pig purchase and sale of key companies, with national standards of the second level of mechanized slaughtering plant, advanced refrigeration facilities, the annual slaughtering of live pigs xx million, cattle and sheep xx million head (only), rabbits xxx million. Only. It has one meat pig breeding farm and one small breed rabbit farm.
(4) Assets and liabilities and production and operation
The company has been engaged in livestock and poultry breeding and processing, pig, cattle and sheep slaughtering, deep processing of livestock and poultry products and export sales for more than xx years, and has achieved good business results. 2005, the company slaughtered xxxxx heads of meat pigs and xx million rabbits, and slaughtered and processed xx million heads of pigs, cattle, sheep and rabbits, with an annual sales of xxxx million yuan, realizing a profit of xx million yuan, and a profit of xx million yuan. xxxx million yuan, realizing a profit of xxx million yuan, paid taxes xx million yuan.
The main financial indicators of the company in the past two years
xxx
(E) The company's credit rating and loan principal and interest situation in the past two years:
The company is now in the Bank of China XX Branch, XXX Rural Credit Union has a credit relationship, are repaying the principal and interest on the current funds on schedule, by the Bank of China XX Branch as AA grade companies, XX City Credit Union as AAA grade company.
Two, project loans and working capital loan forecast
(a) xx quality meat rabbit production base construction project
1, construction scale: annual output of high-quality commercial meat rabbits xxx million, the proposed construction of breeder rabbits, high-quality commercial meat rabbits, demonstration farms each one and the farming community of the professional xxx households, specifically in xx, xx, xx, xx, xx, xx, xx and other Six towns and xx, xx **** 8 townships to implement.
2, the total investment: control in xxxx million;
3, financing programs: apply for industrial investment subsidies xxx million yuan, self-financing xxx million yuan, loans xxx million yuan, farmers invested xxx million yuan, specific to the financial assessment shall prevail.
4, the project operation mode: the company community farmers. The company is responsible for providing breeding rabbits, technical services and recycling products.
5, xxx high-quality meat rabbit production base construction project preliminary work
(1) December 23, 2003 to invest xx million yuan bidding to buy xxx company is located in xxx town xxx feedlot. The feedlot covers an area of xx acres, including xx acres of land use rights, housing construction covers an area of xx acres, housing construction area of xxxx square meters. Housing construction is mainly for feeding enclosure, feed processing room and feed warehouse, etc., to be used for the annual output of high-quality commercial meat rabbits xx million demonstration farm construction site.
(2)In April 2005, we invested xx million yuan in xxx company to build a new sewage treatment facility of xxxx cubic meters of feeding manure per day, which has been put into operation in October 2005, and we have also invested in a new sewage treatment facility of xxxx cubic meters of feeding manure per day.
(3)In May 2005, after investing xxx million yuan to rent the original xxx winery, and then invested 530,000 yuan (including civil construction and feeding facilities and equipment) converted into a rabbit farm, now stocked with New Zealand, California, Belgium, breeding rabbits more than xxxx. The feedlot covers an area of 20,9 acres, of which the breeding rabbit breeding area of xxxx square meters.
(4) It has signed contracts with xxx, xxx and other x townships xxxx farmers to raise high-quality commercial meat rabbits.
(2) operating working capital loan project
1, the company is the xx urban area of the national second-class designated slaughtering plant, there are advanced slaughtering facilities and refrigeration equipment, operating with the cold meat `selling, has promoted the rapid development of my company's business of exporting meat products, and its operating business will be a substantial growth will bring about an increase in the demand for funds.
2, the company's livestock and poultry farming is located in xxxx town under the ferry xxx, covers an area of xx acres, operating area of xxxx square meters, is xxx "company farmers" industrialization of commercial swine breeding bases, the main breeding "foreign ternary", cross-bred binary hogs. Intensive breeding of new British system, foreign binary breeding pigs xxx head, more than xxxx head of commercial pigs. Proposed self-propagation and self-feeding to expand the scale of the annual output of commercial pigs xx million head, is now being implemented.
(3) In order to expand the company's business volume and scale, the urgent need to inject a large amount of funds, proposed to apply for working capital short-term loan xxx million yuan. Its company's existing working capital xxx million yuan, the company needs working capital xxx million yuan, should increase working capital xxxx million yuan.
The above proposed breeding project loan and the company's short-term working capital loan are in line with your bank's agricultural industrialization leading companies to support the loan.
Three, benefit prediction
(A) Farming project prediction
1, the project *** to establish meat rabbit farming community xx, the development of xxx farming households, can realize the large households to increase income of xxx million yuan, the average net income of each household up to xxx million yuan / year. At the same time, the beneficiaries of farmers up to xxxx people, including xxxx in situ, can realize the average per capita income of farmers (migrant) xxx yuan, the farmers, the role of income generation is very obvious.
2, the implementation of this project, but also will directly provide xxx jobs, can be produced and placed xxx, and at the same time help to drive the development of local feed, veterinary medicine, livestock products processing and biochemical industries, easy to form new economic growth points, its socio-economic benefits are obvious, and has a positive significance for cracking the xxx industrial emptiness.
3, through the overall financial evaluation of the project investment, its annual agricultural output value of xxxxxx million yuan, investment margin of 24%, financial net present value of xxxxxx million yuan, the financial internal rate of return of 17.2%, the payback period of 8.4 years, the borrowing repayment period of 4.2 years, the overall profitability of good.
4, the project through the development of ecological farming mode, the promotion of biogas utilization, biogas residue to the field, biogas irrigation and other technical measures, not only help to solve the problem of local rural energy, but also play a role in improving the soil, improve the quality of agricultural products, and promote the construction of the local eco-agriculture is of positive significance.
(II) Operation and Processing Benefit Forecast
The Food Slaughtering and Processing Plant is a secondary designated slaughtering unit in XXXX urban area, and the only designated slaughtering plant administratively licensed by the county people's government. Annual slaughter and processing of pigs, cattle, sheep and rabbits xxx million head (only), annual sales of xxxx million yuan, realizing a profit of xxx million yuan, taxes paid xx million yuan. There is a strong benefit space and advanced company management capabilities, enough to ensure the safety of your bank's short-term working capital loans.
Four, solvency
1, due to the company's good business conditions, strong management capacity, strong operating capacity and profitability, high reputation, development prospects, in order to expand the scale of operations, the company, the development of new projects, but the company's liquidity is insufficient, is now applying to the Agricultural Development Bank of the project loans and short-term loans for liquidity, due to the company's business projects are good, the benefits can be good, with sufficient sales revenue Because of the company's good business projects, good efficiency, with sufficient sales revenue and cash inflow
Commitment of the company, the company must use the company's sales revenue and cash inflow to repay your bank loans and interest on schedule, so as to ensure the security of your bank loans.
2, the company intends to apply to your bank project loans and working capital one-year loan xxxx million yuan, mainly for the expansion of livestock and poultry breeding scale and the company's operational needs. And with the company and the company's legal representative xxx personal assets and other real estate as collateral.
Agricultural Loan Application Report Sample (4) Honorable leaders of the Rural Credit Union Union:
Hello, I am a student of the University College Department ___ class, ___ (ethnicity))___ (political outlook), ___ people (origin).
My family has _ people, the details are as follows:
The main sources of family income, income and expenditure amount of money situation:
I have been in school (freshmen can write during high school) in the ideological, learning, work situation (avoid pattern)
I personally determined that the family's economic difficulties, it is really difficult to pay high tuition fees to maintain a normal study, I have to apply for The specific amounts are as follows:
2004-2005 academic year tuition yuan, of which tuition yuan, accommodation yuan, living expenses yuan;
2005-2006 academic year tuition yuan, of which tuition yuan, accommodation yuan, living expenses yuan;
Total yuan.
I will be very grateful to all the leaders and your society to help me, so that I can complete my studies, I promise to strictly according to the loan contract as soon as possible after graduation to repay the principal and interest, to ensure that the loan period to pay off the principal and interest, and to ensure that in the loan is not repaid before at least ___ times a year and your society to contact, and to provide timely and up-to-date means of communication and a valid contact address, and finally, I sincerely expect and thank you for all the leaders to approve my application, to I would like to thank you for approving my application and fulfilling my dream of going to college.
Salutations
Salutations!
Applicant: Name (plus my handprint)
200 Year Month Day
Three, on how to write a report on agricultural loans
Thematic agro-meteorological report issued: xxx2 ~ 6 days of heavy precipitation and cooling process of the impact of the analysis of the impact of the agriculture of the content of the summary of the city 2 ~ 6 days of rare spring Strong precipitation and cooling process, precipitation of 38.2 millimeters, cooling range of 8.6 ℃, abundant precipitation to ease the drought, cooling on wheat did not cause frost damage, but on the facilities of vegetable production has a certain impact. First, the recent weather by the stronger cold air, warm and humid airflow and artificial rain *** with the same impact, from the night of March 2 to 4, there is a wide range of rain and snow, precipitation of 38.2 mm, this precipitation is the city's meteorological records since the historical period of the highest value. Accompanied by precipitation process and after the process, there is a cooling weather, from 3 to 6, the temperature drop of 8.6 ℃. Second, the impact on agriculture 1, the impact on winter wheat at present, winter wheat has entered the green period. Winter wheat in the overwintering period of effective precipitation is low, part of the wheat field in the late winter has been drought revealed, the precipitation is abundant, effectively alleviate the drought of wheat field, equivalent to the drought of winter wheat generally poured a rejuvenation water. According to the weather station observations and scientific and technical personnel of the field investigation of the 6th minimum temperature fell to -5.5 ℃, winter wheat did not freeze; still in the winter wheat tolerance within the low temperature range, did not cause frost damage to winter wheat. 2, the impact on the facilities of the vegetables along with this precipitation process, there were 4 to 5 days of cloudy and rainy (snow) weather, so that the temperature of the day-light greenhouse greenhouses. According to field observation information shows that 3 ~ 4, the temperature in the solarium is generally 14 ~ 20 ℃, to 6 in the morning, the temperature in the solarium fell to the lowest value in recent days, generally around 10 ℃, due to low temperatures and low light lasted for a relatively short period of time, only caused by the slow growth of vegetables, as the weather cleared up, the temperature in the greenhouse also quickly rebounded, the vegetables were able to quickly return to normal growth. Third, the future weather and production management recommendations according to the city weather station forecast, the coming week (March 7 ~ 13) the weather in our province is mainly sunny, temperature changes. In the early part of the city's high altitude controlled by the northwestern airflow, the weather is sunny, the temperature rebounded; the weekend by the northeast weak cold air, more clouds, the temperature has dropped. Due to the current soil moisture is good, but the temperature changes are large, should be timely hoeing wheat field, in order to improve the ground temperature to retain moisture. More windy days in the spring, the temperature changes, facility vegetables should be timely wind, cold, early spring crop vegetables according to weather changes timely planting. xx Municipal Meteorological Bureau
Four, how to write a report on the application of rural agricultural production roads?
Village Committee application,