If the funds don't come back, it won't work normally after one year.
How to get rid of fixed assets quickly: transfer the net value of fixed assets to the fixed assets clearing account.
Liquidity is a form of current assets of an enterprise, which generally refers to the sum of all assets that an enterprise can realize or consume in a year or a production cycle. Generally, it is calculated according to the formula: liquidity = current assets-current liabilities. In addition, liquidity in a broad sense can also be expressed as all current assets under the name of an enterprise, including bank deposits, materials, products in process and finished products, accounts receivable, etc.
There are mainly two kinds of capital turnover, one is short-term capital turnover, the other is long-term capital turnover, and there are two kinds of bank loans, one is that the principal cannot be repaid at maturity, and the other is that the monthly repayment amount cannot be repaid.
1. Loan principal cannot be repaid at maturity: short-term capital turnover is ineffective, which means that the funds cannot be withdrawn in a short time and will still be able to repay in the future. In view of this situation, if your loan cannot repay the due principal at present, you can discuss with the bank to extend your loan and extend the repayment date of the principal on the original loan term, so that you don't have to repay the principal of the loan now, and then repay the principal of the loan after the funds are withdrawn.
1. The monthly repayment amount of the loan cannot be repaid: if your loan is repaid by installments, and now the monthly repayment amount of the loan cannot be repaid due to short-term capital turnover failure, then you can negotiate with the bank to settle the loan through bridge funds, and then let the bank lend you the loan. The repayment method is monthly interest settlement, repayment of principal due or installment repayment, that is, only interest is repaid every month, and the repayment pressure of principal will be less. If the bank agrees, you can apply for a loan from the bank first. After the approval of the bank, you can use the bridge fund to pay off the current installment loan, and then pay back the bridge fund after the bank gives you the loan. Generally speaking, there is no way to extend the installment loan, so this is the only way to solve the problem.
Long-term capital turnover is ineffective, indicating that your personal repayment ability has already appeared problems, and it is difficult to repay the loan in the future. In this case, whether your loan principal is unable to repay at present or the monthly loan repayment amount is unable to repay, it is difficult for the bank to extend or renew your loan. As far as your current situation is concerned, it is impossible to provide the bank with proof of fixed income. Without a clear source of repayment, the bank will not agree to give you another loan.
Therefore, if your current cash flow is nothing more than a long-term cash flow exhaustion, then you can only borrow money from home now and repay the loan first. It's best to get rid of all this. If your family doesn't have that much money, you should pay part of it first, and the rest will be in arrears first, and then pay it back slowly. It's just that your credit will get darker and darker, and you will inevitably be sued by the bank. Once you are sued by the bank and still fail to repay, the court will put you on the list of untrustworthy people.