What are the uses of loans explicitly prohibited by the state?

Unless otherwise stipulated by the state, loans shall not be used for equity investment.

it is forbidden to use loans to engage in speculative business in securities and futures.

except for borrowers who are legally qualified to operate real estate, they are not allowed to operate real estate business with loans, and borrowers who are legally qualified to operate real estate are not allowed to engage in real estate speculation with loans.

loans shall not be taken for borrowing to obtain illegal income.

from March 9, 2117, what industries are not allowed to lend by the state?

there is no special regulation on this. In the past, it was

industries that could not be loaned: 1. Services: such as accommodation, catering, entertainment, etc.

2. Industries with severe pollution: such as mining, coal mining, nonferrous metal smelting, ferrous metal smelting, nonmetallic minerals, coke-iron-iron alloy, small coal mines, cement projects, petroleum and petrochemical industry, small thermal power, etc.

3. Other restricted industries: Cultural and sports industry (not for distribution, but for producing cultural and sports goods)

Village banks cannot issue entrusted loans

Village banks cannot issue entrusted loans because it is strictly forbidden to issue loans to restricted industries according to regulations. Regulators at all levels should urge rural banks to conscientiously implement national macro-control and industrial policies, accurately grasp the trend of industrial changes, and formulate scientific credit policies.

whether the financial services industry can't make loans

related industries. If it is also a financial industry, it is generally not allowed to lend, and institutions will be worried about the competitive relationship, so it is difficult to obtain loans. The above are the relevant contents about which industries can't apply for loans.

Xu Bei, executive deputy secretary-general of Guangdong Company Association, directly pointed out: the judicial interpretation of the Supreme Law makes it clear that local financial institutions such as small loan companies belong to financial institutions approved by the financial regulatory authorities, and it is not applicable to people who are close to regulators. First, consumer finance companies are prohibited from providing funds for institutions without lending business qualifications through any means such as P2P peer-to-peer lending matchmaking; It is forbidden for consumer finance companies to sign tripartite agreements, etc.

First, it is legally recognized that seven types of financial companies are not applicable to the upper limit of private loan interest rate of 4 times LPR; Second, encourage licensed institutions

In view of the unreasonable loan conditions and unreasonable charges in some banks, the CBRC today issued the Notice of China Banking Regulatory Commission on Rectifying the Irregular Operation of Banking Financial Institutions, and rejected the enterprise's loan application on the grounds that the level of the key institutions for special governance

was low; For projects that have not gone through the formalities of approval (filing), planning permission, environmental assessment approval and land use management according to law, financial institutions may not issue loans in violation of regulations

2. Related industries. If it is also a financial industry, it is generally not allowed to lend, and institutions will be worried about the competitive relationship, so it is difficult to

prohibit lending.

public security law, investment, guarantee, financial management, pawn, steel, building materials, entertainment, ktv, coal mine?

that's enough for the introduction of the loan-forbidden industry.