There are many ways to use credit card for consumption, one is to use pos machines for consumption, the other is to bind Alipay consumption, and the third is to bind WeChat consumption.

The method of spending by credit card is as follows:

1, POS consumption: As long as businesses that support credit card consumption can basically use credit card consumption.

2. Binding Alipay consumption: After binding Alipay, whether online payment or offline payment, as long as the payment method is set to credit card, you can use credit card for consumption.

3. Binding WeChat consumption: After binding WeChat, you only need to choose bank card payment when paying, and then choose credit card payment to make consumption.

How to use the credit card after activation?

After the credit card is activated, you can swipe your card in a physical store, or you can bind the activated credit card through platforms such as WeChat or Alipay for online shopping and living payment.

Credit card is a credit certificate issued by commercial banks or credit card companies to qualified consumers.

The form of credit card is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

The role of credit cards:

1. It is convenient for people's life and saves the trouble of carrying cash. And there are no geographical restrictions on using credit cards. Whenever you swipe your card anywhere in China, you can swipe it as long as you have the UnionPay logo, and there is no handling fee.

2. Be able to participate in various discount activities in cooperation between merchants and banks;

3. The points earned by credit card spending can be exchanged for gifts;

4. Timely repayment after swiping the card will enhance the credibility of personal banks.

The purpose of the credit card:

1. Shopping consumption.

2. Microfinance.

Save money.

4. Shopping saves money.

5. Value-added services of credit cards to obtain cheap insurance and travel.

6. Credit certificate.

Credit card withdrawal methods are:

1. Cash withdrawal at the counter:

Cardholders can take their credit cards to any bank counter, apply to the staff for cash withdrawal, and then enter the cash withdrawal password with their help to withdraw cash.

2. Cash withdrawal by tying the card:

The cardholder can bind the credit card with a peer savings card in the online banking of the credit card, then transfer the credit line to the savings card, and then use the savings card for consumption, which is also called cash withdrawal.

3.ATM withdrawal:

Insert the credit card into the ATM, enter the payment password of the credit card, select cash withdrawal, then enter the cash withdrawal amount, and finally confirm.

Credit card repayment methods are:

1, ATM repayment. Cardholders can go to the ATM of the bank to make a card deposit, and depositing money in the credit card means paying back the money.

2. Mobile banking repayment. All major banks have mobile banking software, which can be installed on mobile phones to repay credit cards.

3. AliPay repayment. Alipay has a credit card repayment function. Click "Credit Card Repayment" on the homepage, and you can repay after binding the credit card.

4. wechat repayment. There is a credit card repayment function on WeChat. Click "Me"-"Pay" to see the "Credit Card Repayment" function.

5. Repay at the bank counter. Cardholders can go to bank outlets with credit cards, ID cards and cash, and handle credit card repayment business at the counter.

How to use a credit card?

Credit cards can be used as payment tools, and can be directly consumed through POS machines installed by merchants or online payment platforms. Credit cards can also be used to overdraw consumption. After reaching the installment amount stipulated by the bank, you can apply for installment, including bill installment and consumption installment.

In addition to consumer repayment, credit cards can also be used in stages. After reaching the installment amount stipulated by the bank, you can apply for installment, including bill installment, consumption installment, car purchase installment and house purchase installment. In addition, credit cards have points, which can be used to exchange goods, and there is an annual fee for using credit cards. The specific charging standard is different for each bank.

Extended data:

Precautions:

1. Repay the current bill amount on time.

2. Don't always spend by swiping your card at an integer multiple of 10 or 100.

3. The card swiping time should be within the business hours of the merchants as far as possible. Frequent swiping in the morning will trigger the risk control system.

4. Diversified consumption bills, so don't spend money in one place often.

5. A certain handling fee will be charged for withdrawal, ranging from 1% to 3%. Although some credit cards are free of handling fees, credit card withdrawals do not enjoy interest-free period. From the date of withdrawal to the date of repayment, the bank charges five ten thousandths of interest every day (the annualized interest rate is close to 20%).