Current passbook: Anyone who knows the password can take out the passbook. You need to bring a cashier's ID card for more than 50,000 yuan.

Fixed passbook: if it is withdrawn in advance before maturity, it can also be withdrawn by others. The agent needs to take the valid ID card of the agent and the valid ID card of the depositor to the outlet of the account opening place to withdraw money with the passbook and password. Expired fixed deposit books can be withdrawn by password. No ID card (less than 50,000 yuan).

Note: According to the Regulations on Savings Management of the People's Bank of China, it is required to show my valid identity certificate when withdrawing more than 50,000 yuan (excluding). If you are an agent, you need to show your valid ID at the same time. But when the bank reaches 50 thousand, they need to show their identity documents. So they can only get 60 thousand in two days, the password is less than 50 thousand, and there is no personal identification.

Extended data:

Article 29 When withdrawing an unexpired time savings deposit in advance, the depositor must hold the certificate of deposit and the identity certificate of the depositor; If the withdrawal is made on behalf of the depositor, the payee must also hold the identity certificate of the depositor.

Article 30 certificates of deposit and passbooks are divided into registered and bearer types. Registered certificates of deposit and passbooks can report the loss, while bearer certificates of deposit and passbooks cannot.

Article 31 If a depositor loses his certificate of deposit, passbook or reserved seal, he/she must immediately show his/her identity certificate, provide the depositor's name, account opening time, deposit type, amount, account number and address, and apply in writing to the savings institution where he/she opened the account to report the loss. Under special circumstances, depositors can apply for loss reporting orally or by letter, but they must apply in writing within 5 days.

After accepting the report of loss, the savings institution must immediately stop paying savings deposits; If the savings deposit has been withdrawn by others before accepting the report of loss, the savings institution shall not be liable for compensation.

Thirty-second savings institutions and their staff have the responsibility to keep the depositors' savings confidential. Any unit or individual of a savings institution inquires, freezes or transfers savings deposits, except as otherwise provided by national laws and administrative regulations.

Article 33 Where the dispute over the ownership of savings deposits involves the transfer of ownership, the savings institution shall go through the transfer formalities according to the legally effective judgment, ruling or conciliation statement of the people's court.

Baidu Encyclopedia-Regulations on Savings Management