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The epidemic situation affects the new policy of provident fund loans
Heavy news! Nantong Provident Fund Management Center issued the Notice on Properly Handling the Issues Related to Housing Provident Fund during the Epidemic, making it clear that the epidemic will affect provident fund loans and will not be overdue! That is, no penalty interest will be charged, and it will not be submitted to the credit department as overdue records!

About properly handling the epidemic situation

Notice on Issues Related to Housing Provident Fund

In order to cooperate with the epidemic prevention and control work in Nantong City and properly handle the related matters of paid loans and withdrawals of workers affected by the epidemic, the relevant matters are hereby notified as follows:

1.2023 If the housing provident fund loan is not repaid normally from April to May, it will not be overdue after confirmation, that is, no penalty will be charged, and it will not be submitted to the credit reporting department as an overdue record.

Two, employees apply for provident fund loans to buy housing, as of the end of April 2023, the expiration of one year, can be extended to the end of May 2023 to apply.

Three. Purchase, construction, renovation, overhaul of self-occupied housing to apply for withdrawal of provident fund, the period is one year to the end of April 2023, which can be extended to the end of May 2023 to apply for withdrawal.

I hereby inform you.

Nantong housing fund management center

April 2023 12

Nantong Bank has stated that special people can apply for an extension of loan repayment.

Affected by the epidemic, many people temporarily stopped working and could not repay their loans normally. In view of this situation, the six major banks, namely, industry, agriculture, China, construction, communications and postal services, responded to the conditions of deferred repayment of mortgage loans.

For individual housing loan customers affected by the epidemic, we can provide service support including delaying repayment time, extending loan term, and adjusting billing plan.

Nantong Branch of Jiangsu Bank: After verification, four measures can be applied according to different situations: bill plan change, extension, penalty interest reduction and credit protection; Customers who are overdue and provide relevant certification materials affected by the epidemic can generally apply for a suspension of repayment for no more than 3 months.

Nantong Rural Commercial Bank: On the basis of four groups of people, increase the frequency of follow-up services in key industries such as accommodation and catering, logistics and transportation, cultural tourism, wholesale and retail. , greatly affected by the epidemic, timely solve the temporary difficulties encountered by such customers.

Industrial Bank said that there are currently two ways to postpone, one is to repay after 10; The second is to pay interest now and pay the principal after 3 or 6 months; Postal savings bank provides deferred repayment service for up to 6 months.

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