The insurance you mentioned is actually two different things. Kindergartens and primary and secondary schools are centralized and unified with social medical insurance required by the state, which is covered by the labor department. What I bought outside was called student safety insurance before centralized social medical insurance, which is commercial insurance, but this insurance is also necessary. Personal accident insurance like sunshine is like this, which is a great supplement to social insurance, because after all, there are many parts of social insurance that are not reimbursed, so it will be borne by insurance companies.