It takes about 20-30 days for Ping An Bank's credit card to be issued. Under normal circumstances, Ping An Bank will complete the review in about 10 working days after receiving the applicant's information. If approved, Ping An Bank will complete the business card printing within 2-3 working days. Then the bank will send it to the applicant by registered mail, and it will take the cardholder about 7- 15 days to receive the card.
How long does it take for Ping An Bank to get a credit card?
Ping An Credit Card can be completed in about 10 days. After applying for a credit card, the user can call the bank's customer service telephone number 955 1 1 to check the progress.
To apply for Ping An Bank Credit Card, you also need to meet the following conditions:
1, age 18, with full capacity for civil conduct;
2. Have a stable income and be able to repay on time;
3. Personal credit is good, and I have valid identity documents.
If the user's application for Ping An Bank's credit card is rejected, he will generally get a reply from the bank: the personal comprehensive score is insufficient.
The following are some reasons for the rejection/failure of Ping An Bank's credit card application, which can be analyzed and investigated in combination with the user's own application.
1. The application information is incorrect or missing.
The main reference for banks to review credit cards is the application information. If the application information provided by the user is wrong or missing, it may directly lead to the rejection of the application.
2, the economic strength is not enough
If you want to apply for a high-grade credit card, you'd better provide additional financial proof, such as real estate license, driving license, deposit slip, financial management certificate, five insurance and one gold deposit certificate, etc.
3. Bad credit report
If the user has a record of bad card use, such as overdue credit card, cashing credit card or bad loan record, the bank will directly refuse the card.
Extended data
Matters needing attention in Ping An Bank's credit card application, first application and second application:
1. If you are over 24 years old, have a credit card from another bank, and haven't applied for a Ping An card in the past month, you can withdraw 20-80% from the card with the highest amount from another bank (you must get the next installment bill). In other words, it turns out that the minimum of 35,000 cards in other banks is 4W, and the upper limit of application is 15W (for customers).
2. The credit card of other banks shall not be overdue in the latest month. You can refuse your application card. If your card is refused safely, you must change all his addresses and your company.
3. Submit the application directly in Ping An official website. Be sure to choose a tourist gold card to test others. The amount is very low, and customers need to submit the mobile phone verification code.
There are two kinds of application materials. One is a white account, and the white account card is basically around 5000-2W, and the other is a card from other banks (see the application form filled out by the customer).
5. If you have company qualifications, try to let customers get them themselves. Need to prepare a company phone, a home phone, customers who need to collect it in person need to prepare a mobile phone card, which is convenient for users to check the credit limit and check the progress of card processing. Ping 'an needs to check the code now.
The following are the ways to withdraw cash from Ping An Credit Card:
(1) If you apply for the owner card of Ping An Bank, you can get the national road rescue and life insurance services free of charge, and the annual fee is 300 yuan, so you can get enough relief.
② In the process of handling Ping An Card, there is an activity of sending 30,000 yuan to ETC, and the credit card balance is automatically deducted through high speed every month. It's convenient to take the expressway at present.
③ Use Ping An Owner's Credit Card when paying auto insurance and offline shopping every year.
(4) swipe your card with Sifang cardless payment software, saving a lot of money, and you can also invest or pay back other credit cards.
⑤ The most important point: Use credit card management software to avoid overdue.
Ping An Bank official website-Frequently Asked Questions
How long will it take for Ping An Bank's credit card review to come out?
Ping An credit card application approval is generally completed within 3-5 working days. The success of the application is evaluated according to your comprehensive qualifications. You can log in to Ping An Pocket Bank APP- Credit Card-More-Card Handling Service-Card Handling Progress to check the card handling progress. If you need to consult Ping An Bank's credit card business, you can click on the link below to select "My"-exclusive customer service or follow Ping An Credit Card WeChat official account (paxyk955 1 1) for consultation.
Ping an credit card application usually takes several days to come down.
It generally takes about 15 days to apply for Ping An Credit Card. You can call Ping An Credit Card Center at 955 1 1 for enquiry.
Application conditions:
A natural person who has reached the age of 18, has full capacity for civil conduct, has a stable source of legal income and has a good reputation may apply to the card issuer for a personal credit card master card with his valid identity certificate and other documents required by the card issuer.
Ping An Bank Credit Card is the first credit business launched after Shenzhen Commercial Bank merged with Ping An Bank and changed its name to Shenzhen Ping An Bank. In addition to the basic functions of credit card, such as credit consumption and cash advance, it also has many unique functions to provide cardholders with all-round security protection covering "safe consumption, safe home and safe travel".
Ping An Bank Credit Card Center was established in 2000 and settled in Shenzhen Qianhai, 20 15. Upgrade to a credit card franchise with second-class legal personality and relatively independent operation.
Ping An Bank is one of the main business departments of China Ping An Group and an important part of the comprehensive financial service platform of China Ping An Group.
As a trans-regional joint-stock commercial bank, Ping An Bank has a registered capital of 546 1 billion yuan and total assets of over10.3 billion yuan. Its head office is located in Shenzhen, with branches in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou.
Reference from: Baidu Encyclopedia-Ping An Credit Card
How long does it take Ping An Bank to apply for a credit card?
Ping An Bank Credit Card Center will complete the review within 15 working days after receiving the applicant's application materials, and the specific review time needs to be determined according to the personal information provided. After the bank completes the audit, it will make the card in about 3 working days, and then send the credit card by registered mail. After sending the credit card, the applicant can receive the credit card in about 7- 15 days, and the whole process takes about 20-30 days.
For more information about how long it takes to apply for Ping An Bank credit card, please visit: See More.
How long does it take to apply for Ping An Bank credit card?
Generally speaking, it takes 15~40 days to apply for Ping An Bank credit card, and the longest time is no more than two months. There are four steps in handling Ping An Bank's credit card: submitting an application, reviewing information, making a card, and issuing a card by mail. The specific process is as follows:
1. As long as the application materials are complete and the audit department receives your application materials, it usually takes 8 working days to complete the audit;
2. After the approval, handle the card for the customer within 2 working days;
3. Send it to the customer by registered mail according to the billing address. Generally, the sending time of registered letters is within 15 days.
To apply for Ping An Bank's credit card, you should choose the formal channels, usually go to the bank outlets, log in to the bank official website, contact the salesman for door-to-door handling, choose the way that suits you, and don't be blinded by false agents.
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Under normal circumstances, the longest time for Ping An Bank to apply for a credit card is no more than two months, and the fastest time is about 15 days.
For more information about how long it takes to apply for Ping An Bank credit card, please visit: See More.
Let's stop here for the introduction of how long Ping An credit card audit will last.