★ Five insurances and one gold discussion:

1, regarding five insurances and one gold, according to the relevant provisions of the Labor Law and the Social Insurance Law, it is the legal obligation of the employer to pay social insurance for workers, which is obviously mandatory by the state, and the employer shall not refuse to undertake this legal obligation for any reason or excuse.

2. The social insurance shall be paid by the employer and employees, of which the pension insurance, unemployment insurance and medical insurance shall be paid by the employer and employees, and the maternity insurance and unemployment insurance shall be paid by the employer, of which the employer shall bear 13%, the employee shall bear 8%, the employer shall bear 6% and the employee shall bear 2%.

3. It is a violation of the Labor Contract Law for the unit to delay the payment of five insurances and one gold. Workers can claim to pay five insurances and one gold, or they can complain to the local social security department, and the local social security collection agency will order the employer to pay or make up for it within a time limit. If the employer fails to pay or repay the social insurance premium within the time limit, the social security collection agency may inquire about its bank account with the bank where the account is opened or its bank, and may apply to the administrative department at or above the county level for the allocation of social insurance premium, and notify the bank where the account is opened or other financial institutions in writing to allocate social insurance premium. If the balance of the employer's account is less than the social insurance premium payable, the collection agency may require the employer to provide a guarantee and sign a deferred payment agreement.