Q: I would like to know how to apply for a loan to buy a house for self-employed people in Nanchang? What are the conditions for a loan to buy a house in Nanchang for a self-employed person? What are the procedures for buying a house with a loan from a self-employed person in Nanchang? Is it difficult to buy a house with a loan from a self-employed person in Nanchang? I have a restaurant in Nanchang, and I am planning to buy a house in Nanchang. It is said that bank loans require proof of employment and income. I can't provide proof of employment and I don't have a housing fund. I would like to know how to apply for a loan to buy a house in Nanchang? And what are the formalities and information that I need to provide to buy a first-hand house with a loan from a self-employed person in Nanchang? By the way, my store business license and tax payment records and so on documents are complete. A: Nanchang self-employed loan to buy a house do not need to provide proof of employment, but need to provide proof of income. You can go to the bank to pull a bank current, at least you need half a year of bank current can be. At the same time Nanchang individual household loan to buy a house the basic process is: the first step: the borrower in the loan before, please find out whether the building purchased by the bank to provide personal housing mortgage loan commitment, and then, the borrower to apply for personal housing mortgage loan, fill out the "Loan Application Approval Form", will be the relevant materials (proof of payment of the first installment, the contract of sale and purchase, identity cards, economic income sources, such as the original, photocopies) submitted to the loan Step 2: Developer: as the guarantor of the loan, sign and stamp on the "Guarantor's Opinion" column of the Loan Application Approval Form Step 3: Lending bank: the credit officer examines all the information and documents submitted by the borrower applicant and approves them at each level Step 4: The lending bank collects the completed materials and disburses the loan according to the legally effective loan contract. Loan disbursement Step 5: Land Bureau of property rights registration and notary: for property rights mortgage registration procedures Step 6: notify the developer to retrieve the loan contract and the developer to issue a certificate of payment to the lending bank Step 7: notify the borrower to retrieve the loan contract, debit notes, insurance policies Step 8: the lending bank creditors to archive the loan file