"All-in-one Card" Gold Card is a debit card (savings card) issued by China Merchants Bank, which can be used both at home and abroad. It is a bank VIP card with comprehensive financial management function.
The "All-in-One Card" gold card integrates the functions of demand, multi-storage, multi-currency and multi-function. It can not only provide comprehensive financial services at China Merchants Bank outlets, self-service banks, telephone banks, online banks, mobile banking, pocket banks, etc., but also allow special merchants with the "UnionPay" logo at home and abroad to swipe their cards and withdraw cash at ATM.
Five exclusive services of Gold Card:
1. Exclusive service space-Gold card counter and wealth management service area
When you go to the bank for business, all branches of China Merchants Bank have opened up a green channel for you to get rid of the trouble of waiting and save your precious time. If you need to buy wealth management products or know little about wealth management, China Merchants Bank outlets have also opened up a spacious and private wealth management service area for you, allowing you to manage your finances easily and enjoy the wealth management space alone.
2. Professional financial management team-financial management specialist
China Merchants Bank has created a professional wealth management team for you. Whether you want to buy financial products such as funds and insurance, or you need to make a comprehensive financial plan, there is an experienced and professional team of financial experts to provide you with professional banking financial services according to your own characteristics and financial needs.
3. Exclusive fee waiver-transfer and remittance, remote withdrawal and other fee concessions. When handling various settlement banking services at China Merchants Bank, you can enjoy a number of preferential procedures. When you become a "one-card" gold card customer of China Merchants Bank, if your monthly total assets are more than 50,000 yuan, you will also be exempted from the account management fee for that month.
4. Exquisite life experience-special customer activities such as preferential merchants, group purchases and financial lectures.
China Merchants Bank is located in major cities all over the country, and specially selects preferential merchants for you, involving hotels, guesthouses, department stores, entertainment, catering, beauty, fitness, tourism, leisure and other fields, so that you can enjoy real consumption discounts while eating, drinking and having fun; In addition, the exclusive activities of the "one card" gold card customers will be arranged, such as group buying of bulk consumer goods, health knowledge lectures, financial reports, etc. Occasionally, and invite you to participate.
5, three-dimensional consulting platform-telephone banking, online banking, SMS notification.
Whenever and wherever, you can call China Merchants Bank's national unified customer service hotline 95555 or log on to online banking www.cmbchina.com. According to your personal needs, China Merchants Bank can open SMS notification of account changes for you, so that you can keep abreast of the changes in funds in time and provide a strong guarantee for the safety of your funds.
Extended data:
Credit card application conditions of China Merchants Bank
1, 18 years of age or older, China residents with full capacity for civil conduct and good credit standing, foreigners living in China and compatriots from Hong Kong, Macao and Taiwan can apply for personal credit card master cards with their valid identity documents.
Personal cardholders can also apply for supplementary cards for other natural persons with full civil capacity or natural persons with limited civil capacity. The main cardholder can apply for cancellation of the supplementary card at any time.
2. Enterprises, administrative institutions, social organizations and other economic organizations authorized by legal persons who open basic deposit account in financial institutions in China can apply for a business card to the card issuer with supporting documents such as the basic deposit account account opening permit issued by the People's Bank of China (if applying for an international business card, they must also have a foreign exchange settlement account).
The qualification of the cardholder of the unit card shall be designated and revoked in writing by the legal representative of the unit or its authorized person. The applicant shall bear all debts arising from the unit card.
3. When applying for a credit card for the first time, the applicant shall fill in the credit card application form correctly, completely and truthfully, and submit the relevant supporting documents required by the card issuer, and agree that the card issuer may inquire about the credit status of the applicant from any relevant department, unit or individual, and keep and use relevant materials.
4. According to the credit status of the applicant, the card issuing institution decides whether to issue the card, whether to require the applicant to provide the guarantee and the guarantee method, and determines the method and type of obtaining the card and the credit line approved for the applicant. Failed application materials will not be returned.
5. The ways for the applicant to provide guarantee include: guarantee, mortgage and pledge. A corresponding guarantee contract shall be signed separately for the guarantee. The scope of guarantee covers all debts incurred under the cardholder's credit card (including but not limited to the principal and interest, over-limit fees, late fees and recourse fees for overdrafts within and outside the credit line).
6. After receiving the credit card, the cardholder shall immediately sign the same signature as the credit card application form in the signature column on the back of the credit card, and use the same signature when using the credit card, otherwise the cardholder shall be responsible for the losses arising therefrom. Card issuers also provide cardholders with inquiry passwords and transaction passwords (that is, cash advance passwords and credit card consumption passwords) through designated channels.
Reference source: China Merchants Bank-"One Card" Gold Card
Baidu Encyclopedia-China Merchants Bank Credit Card