Losing money has nothing to do with insurance. Running your own restaurant and buying insurance doesn't mean you won't lose money.

Buying insurance can only objectively protect your fixed property, such as fire,

Can minimize your losses. But insurance must be bought,

Look at the insurance products of Bao Tong, a happy enterprise, which contains insurance for the catering industry. I hope it will help you.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.